Lauren Cohen, a professor at Harvard Business School, dives into the innovative world of insurtech with a focus on Hippo, a company reshaping the insurance landscape. He discusses how Hippo uses AI to streamline operations and eliminate agents, creating lower prices and targeting consumers in high-risk areas. Cohen also emphasizes the challenges traditional insurers face from climate change and market competition, illustrating how tech-driven firms thrive by embracing efficiency and enhancing customer engagement.