Kumiko

Kumiko, an author and accredited financial counselor from TheBudgetMom.com, shares her expertise on shifting your mindset around money. She provides three practical steps to help listeners feel more in control of their finances. Kumiko emphasizes the importance of tracking spending to understand past decisions and encourages celebrating small victories. With a focus on personal progress, she inspires listeners to set clear goals and seek support, all while overcoming the shame often associated with financial struggles.

Kumiko, a financial expert and blogger known for The Budget Mom, challenges the prevailing myths about budgeting. She argues that budgeting shouldn't feel restrictive or boring, but rather a fun and empowering tool for financial freedom. Listeners learn that the real struggle lies in understanding spending habits, not complicated math. By reshaping your mindset, budgeting can help prioritize what truly matters, turning it into a guiding plan for your finances, ensuring both needs and desires are met while fostering a secure financial future.

Practical tips for managing bills and debt during the pandemic, including creating a bare-bones budget and negotiating with creditors. Explore strategies for financial hardships, credit protection, and long-term financial goals. Utilize the Monarch app to track expenses and build financial confidence.

Financial expert Kumiko from The Budget Mom provides a guide on managing debt collections, prioritizing payments, and negotiating settlements to rebuild credit. She emphasizes the importance of gathering debt information, budgeting, and verifying debt legitimacy when working with collectors.

Kumiko, an expert budgeter and the founder of The Budget Mom, shares valuable insights on essential budgeting oversights. She emphasizes the importance of planning for often-forgotten expenses like gifts, medical bills, and pet supplies. Kumiko also highlights how neglecting these costs can derail financial goals and encourages a balanced approach to budgeting. With her practical tips, listeners can learn to avoid common pitfalls and achieve financial peace of mind.

Financial expert Kumiko shares strategies for self-employed individuals to plan their retirement, emphasizing SMART goals, automated savings, and choosing the right accounts. Take control of your future while enjoying the freedom of self-employment.

Guest Kumiko provides crucial advice on eliminating unsecured debt, student loans, and mortgages before retirement for financial security. Strategies include prioritizing high-interest debts, exploring repayment plans, and making additional mortgage payments to reduce compound interest in retirement.

Financial expert Kumiko from The Budget Mom discusses whether to close a credit card after paying it off. She weighs the pros of avoiding temptation and minimizing fees against the cons of potential credit score impact. She suggests keeping the account open for strategic financial moves like buying a house.

Kumiko, an Accredited Financial Counselor and founder of The Budget Mom, shares her journey from overwhelming credit card debt to financial empowerment. She offers three powerful tips for tackling debt in collections. Listeners learn essential strategies like researching before contacting collectors, understanding negotiation tactics, and the impact of debt settlement on credit scores. Kumiko emphasizes the importance of verifying debts and staying on top of current bills, all aimed at fostering a more secure financial future.

Kumiko of The Budget Mom talks about how to improve your relationship with money.Episode 1441: How to Improve Your Relationship With Money by KumikoKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-improve-your-relationship-with-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalRelationshipsDailyMarriageParenting Learn more about your ad choices. Visit megaphone.fm/adchoices