Kevin Erdmann, a senior affiliated scholar at the Mercatus Center, dives into the critical issue of housing affordability. He argues that overly strict lending standards post-Great Financial Crisis have wiped out the starter home market, making homeownership increasingly elusive for lower-income individuals. Erdmann suggests that loosening these standards could revitalize homebuilding, catering to those with lower FICO scores. The conversation explores the complexities of zoning laws, rising housing costs, and the potential for simple solutions to a pressing crisis.

Kevin Erdmann discusses the impact of zoning, the 2008 economic crisis, and housing preferences on today's housing market. Topics include challenges in building homes post-2008 recession, revisiting housing crisis narratives, analyzing the policy impact, class dynamics in home ownership, underwriting practices, housing market dynamics, and overcoming fear of building homes.

Kevin Erdmann, analyst focusing on the US housing market, discusses solutions and the federal reserve's impact on housing affordability. They also cover topics like lack of housing supply, institutional ownership of single family homes, challenges of municipal planning, and where to find the guest's books.