Sam Maule and Kate Drew discuss Zopa's profitability, Chime's fine, iwoca's funding, and Ant's expansion into Saudi. They also explore the rise of online saving communities and the challenges faced by challenger banks in SME lending. Ant's venture into Saudi Arabia is analyzed for its potential impact on the global payment sector.

Kate Drew, Director of Research, CCG Catalyst, and Martin Sokk, CEO & Co-Founder, Lightyear, join the hosts to discuss Ramp's funding, Lightyear's B2B investment accounts, Goldman Sachs' shift to the ultra-wealthy, Monzo topping the charts, NALA's entry into Nigeria, Flutterwave's IPO plans, and funny banking jokes.