In this discussion, Kate Drew, a fintech research expert, Aditi Subbarao, specializing in enterprise search, and Rob Haslingden, focused on improving SME finance access, explore some hot industry topics. They delve into the launch of WhatsApp Pay for 500 million users in India, analyzing its competition and regulatory hurdles. The group also highlights a staggering 45% surge in fintech ad spending and the challenges that smaller firms face. Additionally, they touch on initiatives like the Besiktas Super App and the vital role of data in supporting SMEs.

Sam Maule and Kate Drew discuss Zopa's profitability, Chime's fine, iwoca's funding, and Ant's expansion into Saudi. They also explore the rise of online saving communities and the challenges faced by challenger banks in SME lending. Ant's venture into Saudi Arabia is analyzed for its potential impact on the global payment sector.

Kate Drew, Director of Research, CCG Catalyst, and Martin Sokk, CEO & Co-Founder, Lightyear, join the hosts to discuss Ramp's funding, Lightyear's B2B investment accounts, Goldman Sachs' shift to the ultra-wealthy, Monzo topping the charts, NALA's entry into Nigeria, Flutterwave's IPO plans, and funny banking jokes.