In this episode, Jon Budd and Dr. Jorge Jimenez, the CEO and president of Juniper Payments, discuss the challenges and opportunities in the payments industry. They highlight the importance of upgrading payment systems and collaborating with service providers. The podcast also explores the benefits of automation, cloud technology, and the rise of third-party payment solution providers. The guests express excitement about the future of payments, including wider availability of instant payments. They emphasize the importance of embracing change in the banking industry and highlight the role of third-party solution providers in facilitating adaptation.