Joining the discussion are John Manyike, Head of Financial Education at Old Mutual, who highlights the resilience of South Africans in improving their savings despite economic challenges, and Tracy Davies, Executive Director at JustShare, who analyzes the complexities of climate change litigation and corporate accountability. They cover how financial habits are shifting towards self-reliance, the rise of online gambling as a personal finance issue, and the broader conversation on corporate responsibility in the face of environmental crises.