Jennifer Schulp

Jennifer Schulp, Director of Financial Regulation Studies at the Cato Institute, dives into the dynamic world of stablecoins, discussing their role in the cryptocurrency ecosystem. She explains how stablecoins maintain value stability and why reserve-backed models are crucial. Legislation such as the Stable Act and Genius Act are examined for their impact on fair competition between banks and non-banks. Jennifer also addresses the tensions between regulatory scrutiny and financial privacy, shedding light on the future of digital currencies.

Norbert Michel, director at Cato's Center for Monetary and Financial Alternatives, and Jennifer Schulp, director of financial regulation studies at the Cato Institute, dive into the vital role of financial markets in America's economic growth. They debunk myths surrounding financial markets, emphasizing their key role in capital allocation and risk management. The discussion also touches on the regulatory challenges small businesses face, arguing increased regulation may undermine, rather than enhance, market stability and individual choices.

Jennifer Schulp, a financial regulation expert at the Cato Institute, and Norbert Michel, vice president and director of financial alternatives at Cato, dive into the urgent need for Congress to enhance financial privacy and innovation. They discuss a recent executive order benefiting digital assets and its implications for cryptocurrency policy. The pair also advocate for reforming the Bank Secrecy Act, improving Federal Reserve accountability, and the crucial micro-offering exemption, promoting small business growth while addressing the housing crisis with actionable recommendations.

Rep. Patrick McHenry, a champion for civil liberties, joins Cato's Jennifer Schulp to dissect the dangers of financial surveillance. They explore the alarming decline of financial privacy in the face of government oversight and the implications of the Bank Secrecy Act. The duo critiques the SEC's data collection efforts and advocates for robust protections amidst cryptocurrency regulation. They also highlight how decentralized finance could democratize financial access while ensuring the preservation of individual rights. A lively discussion on privacy in a digital age!

Will Yeatman and Jennifer Schulp discuss the Supreme Court's Jarkesy decision shifting federal agency claims to traditional courts. They explore the impact on administrative adjudication practices, civil penalties, and due process in agency proceedings. The podcast also touches on recent Supreme Court rulings affecting administrative law.

Financial expert Jennifer Schulp and legal analyst Tommy Berry discuss the recent Supreme Court ruling on the unique funding structure of the CFPB. They explore challenges to the agency's authority, funding mechanisms governed by the Appropriations Clause, and the implications of originalism in the decision-making process. The debate around the CFPB's power dynamics with Congress and potential structural changes is also analyzed.

Financial expert Jennifer Schulp discusses proposed regulations that could require investment advisors to comply with elements of the Bank Secrecy Act, affecting advisor-client relationships. The podcast explores the unique challenges faced by investment advisors, the impact on reporting suspicious activities, the conflict between fiduciary duty and regulatory mandates, and the implications for individual investors and privacy concerns.

Financial regulation expert Jennifer Schulp discusses ways to reform the Securities and Exchange Commission, focusing on increasing regulatory comments, aligning actions with statutes, and following proper procedures. Topics include shortcomings of the SEC, public comments on rule proposals, transparency concerns in rulemaking activities, bias in ALJ process, and the importance of oversight and reform efforts.

Jennifer Schulp, an expert on the SEC's new climate disclosure rule, discusses its benefits for investors and why the agency adopted it. They explore the implications, costs, and consequences of the rule, as well as its potential impact on investor decisions and company behavior. Concerns arise about potential confusion and challenges for companies facing standardized climate disclosure regulations.

Jennifer Schulp and Brent Skorup discuss the warrantless collection of private trading data by the SEC, privacy concerns, legal challenges, and the lack of restrictions on regulator access to a federal trading information database.