Jason Henrichs

Jason Henrichs, CEO of Alloy Labs and host of Breaking Banks, dives into the complexities of fintech regulation and accountability. He explores the idea that banks should view consent orders as opportunities, not hurdles. The conversation raises questions about the personal responsibility of entrepreneurs and investors when ventures fail, highlighting the need for robust compliance. They tackle the contrasts between resilience and hubris among entrepreneurs, stressing the importance of adapting to regulatory challenges for a healthier financial ecosystem.

Join fintech experts Jason Mikula, creator of Fintech Business Weekly, and Jason Henrichs, CEO of Alloy Labs, as they discuss pressing issues in the industry. They dive into the ongoing Synapse saga, raising concerns over potential legal ramifications. The duo also explores regulatory challenges faced by Patriot Bank, stressing the risks of non-compliant fintech partnerships. On a brighter note, they highlight Ramp's innovative Treasury product aimed at small businesses, and ponder the ongoing influence of the CFPB in shaping financial regulations.

Frank Rotman from QED and Jason Henrichs of Alloy Labs dive into the impact of the low-interest rate environment on fintech and venture capital. They discuss how evolving regulations are reshaping banks' risk strategies while navigating a complex landscape. The conversation touches on upcoming trends and the importance of aligning growth with sustainable practices. They also examine startup valuation misconceptions and the critical need for resilient business models amidst increased regulatory scrutiny. It's a must-listen for fintech enthusiasts looking to understand the balancing act of growth and risk.

Join the hosts as they discuss failures, successes, and tough decisions in the world of fintech. Explore the emotional toll of entrepreneurship, letting go of ventures, and building anew while holding onto the past. Learn about the challenges of co-founding a company, relationship-building, and managing expectations in the fintech industry.

In a lively discussion, Jason Henrichs, CEO of Alloy Labs and co-host of the Breaking Banks podcast, shares insights from the recent Money20/20 event. He delves into the transformative role of bank-fintech partnerships and the newly finalized 1033 rule, which has sparked significant debate. The conversation also tackles the reality check on AI hype as the industry shifts focus to regulation and compliance. Jason emphasizes the need for clear standards to empower smaller fintechs amidst evolving dynamics in open banking and the broader fintech landscape.