Hiroki Takeuchi, founder of GoCardless, talks about starting at Y Combinator, switching ideas, laying the payment plumbing of the Internet, and the rise of the London fintech scene. He also shares his personal story of resilience after a cycling accident that paralyzed him and how it changed his focus.

Hiroki Takeuchi is the co-founder and CEO of GoCardless, a company revolutionizing payment processes for nearly 100,000 businesses. He discusses the evolution of payment systems and how innovations like open banking are shaping a global bank payment network. Hiroki highlights the strategic benefits of recent acquisitions, particularly Nuopay, to enhance service offerings. He shares insights on balancing regulatory compliance with innovation while adapting to diverse regional payment cultures, underscoring the lessons learned from 13 years of growth.