Nick Nicolaides and Hayden Smith, co-founders of Pearler, discuss their journey through 2024, providing insights into their platform's evolution and the challenges of running a startup. They share key investment trends, especially among younger investors, and how community feedback shaped their user experience enhancements. The conversation dives into Pearler's impressive growth, the significance of their rebranding efforts, and the future of finance technology, emphasizing transparency and consumer education as vital to improving financial literacy in Australia.

Hayden Smith, co-founder and CTO, shares insights about evolving money habits and the intriguing world of frugal finance. He hilariously admits to taking toilet paper from hotels and teases the quest for his 'buried treasure' in Brisbane. The conversation dives into his shifting perspective on money, including why he decided to purchase an apartment. Hayden also explores how technology is reshaping financial goals and envisions a future where personalized advice and community engagement redefine our approach to finance.