Gilles Gade, CEO and Founder of Cross River Bank, shares his journey as a fintech pioneer. He discusses how Cross River has evolved to become a leader in Banking-as-a-Service and the impressive growth in loan numbers. The conversation highlights their shift from core providers to developing their own banking core. Gilles dives into recent challenges in the BaaS space, emphasizing the new hurdles for partnerships and the importance of balancing innovation with regulatory compliance.

Gilles Gade, founder and CEO of Cross River Bank, joins Phil Go, CEO of the American Fintech Council, to dive into resilience in banking post-regulatory challenges. They discuss how consent orders can be transformed from setbacks into opportunities for growth. The conversation highlights the evolution of banking technology, emphasizing the need for proactive risk management rather than avoidance. The guests advocate for collaboration between banks and fintechs to navigate regulatory pressures while boosting financial inclusion and consumer-centric approaches.