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Dave Girouard

Co-founder and CEO of Upstart, an AI-driven lending platform. He discusses how Upstart leverages artificial intelligence and machine learning to enhance consumer lending.

Top 5 podcasts with Dave Girouard

Ranked by the Snipd community
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34 snips
Sep 30, 2021 • 1h 9min

Dave Girouard - Making Better Loans - [Founder’s Field Guide, EP. 52]

Dave Girouard, co-founder and CEO of Upstart and former leader at Google and Apple, dives into the future of lending with AI. He reveals how speed can revolutionize decision-making in business. The discussion highlights the evolution of credit scoring and the revolutionary role of technology in lending. Girouard emphasizes that lending presents vast opportunities for innovation, often overlooked in fintech. He also addresses AI bias and the importance of data in creating fair lending practices, providing valuable insights for aspiring entrepreneurs.
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32 snips
Aug 13, 2025 • 3h 32min

OpenAI Prepares ChatGPT for Ad Driven Era, The AI Paradigm Shift | Keith Rabois, Alfred Lin, Keith Sakata, M.D., Talia Goldberg, Dave Girouard, Kylan Gibbs, Sam Jones, Zach Pogrob

In this discussion, Keith Rabois, a tech executive and investor, examines how ChatGPT threatens Google's search revenue by shifting consumer behavior towards AI prompts. Alfred Lin from Sequoia Capital emphasizes early-stage investments and the balance of work-life integration for entrepreneurs. Psychiatrist Keith Sakata explores the potential benefits and risks of AI in mental health. Talia Goldberg highlights the rapid growth of AI companies and their evolving relationship with browsers, while Dave Girouard reveals how Upstart uses AI to transform consumer lending.
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Jun 19, 2022 • 32min

What’s On Your Balance Sheet?

Dave Girouard, CEO of Upstart Holdings, shares insights on his AI-driven lending platform that's reshaping creditworthiness assessment. With shares down significantly, he discusses strategic balance sheet management and identifies growth opportunities in auto lending. The conversation dives into how tech companies like Amazon maintain their core mission despite market noise. Girouard emphasizes the importance of understanding true company value and offers investment strategies for thriving in a fluctuating market.
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Dec 22, 2020 • 1h 3min

Upstart just went public — CEO Dave Girouard shares why it isn’t a typical success story

Dave Girouard, CEO and co-founder of Upstart and former President of Google Enterprise, shares insights on starting and growing Upstart, the challenges of fundraising, the successful pivot, and his management philosophies. He emphasizes the importance of believing in the product, shares helpful frameworks for startup leaders, and discusses managing the executive team.
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Nov 23, 2018 • 51min

The Past and Future of Upstart and Income-Sharing Agreements with Dave Girouard and Tonio DeSorrento

Dave Girouard, CEO of Upstart and Tonio DeSorrento, CEO of Vemo Education, discuss the history and future of income-sharing agreements. They explore how income-sharing agreements align incentives and quantify value, the potential for ISAs in different industries like healthcare and sports, and the challenges and regulatory uncertainty facing startups in this space.

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