Crispin Love

Crispin Love, a Senior Analyst at Piper Sandler who covers mortgage finance and asset managers, breaks down recent mortgage rate moves and why rate changes matter more than levels. He walks through refinance versus purchase dynamics, data sources to watch, the comeback of HELOCs and closed-end seconds, industry adaptations to thinner margins, policy levers, and his 2026 outlook with favored mortgage names.