Caleb Hammer, host of Financial Audit, gets audited by the Money Guy. Topics include financial struggles, retirement savings options, real estate investing strategy, tax incentives, buying a car with cash, consolidating investment accounts, emotional toll of holding individual stocks, and the prospects of Tesla's self-driving technology.

Financial influencers on platforms like Instagram, YouTube, and TikTok are gaining popularity as sources of financial advice. Caleb Hammer, a YouTuber with 600k subscribers, conducts financial audits to help people budget better. Hannah Rimm and Alexandra Koster run the Money Diaries feature, receiving numerous submissions weekly. Sharan Hegde from Bangalore has over 4 million subscribers on Instagram and YouTube combined. The podcast explores the rise of 'finfluencers', the impact of social media on financial education, and the concerns of unregulated financial advice.

Caleb Hammer discusses his dream of making $15,000,000, his dislike of being a YouTuber, working two jobs while pursuing music, financing his furniture, the messed up used car market, America's eating problem, the overlooked expense of housing, his personal financial struggles, and his perspective from growing up poor.