The Iced Coffee Hour cover image

The Iced Coffee Hour

Making $130,000 /Month Becoming The Next Dave Ramsey | Caleb Hammer

Sep 24, 2023
Caleb Hammer discusses his dream of making $15,000,000, his dislike of being a YouTuber, working two jobs while pursuing music, financing his furniture, the messed up used car market, America's eating problem, the overlooked expense of housing, his personal financial struggles, and his perspective from growing up poor.
01:50:57

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Podcast summary created with Snipd AI

Quick takeaways

  • Excessive car loans and eating out can hinder financial stability.
  • High housing costs can make it difficult to save or invest.

Deep dives

The challenge of car loans and eating out excessively

One common pattern among individuals who struggle financially is their tendency to spend excessively on car loans and eating out. Many people finance expensive car purchases with high-interest loans and fail to prioritize saving or investing. Similarly, the habit of eating out frequently and spending a significant portion of their income on restaurant meals hinders their ability to build wealth.

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