Bruce Wehner

Bruce Wehner, an experienced financial strategist specializing in life insurance and estate planning, joins to explore the complexities of premium financing life insurance. They discuss when it can be beneficial for high-net-worth individuals facing estate tax issues and how it can preserve liquidity without tapping into personal funds. Bruce outlines potential risks—like performance and interest-rate risks—and factors to consider before diving in, making this a must-listen for anyone curious about sophisticated financial strategies.

Bruce Wehner, an experienced life insurance professional, discusses the pitfalls of using Indexed Universal Life (IUL) policies for Infinite Banking. He highlights the misleading promises of IULs, showcasing how they can collapse under rising costs and shifting assumptions. Bruce emphasizes the importance of guarantees and certainty in financial planning, contrasting IULs with whole life policies that offer consistent dividends. His real-world examples reveal the substantial risks involved when relying on IULs for financial stability.