Join Bernadette Joy, a vibrant money coach and author of "Crush Your Money Goals," as she shares her inspiring journey from a daunting $300,000 debt to financial independence. Learn about her innovative CRUSH method for setting financial goals and why she challenges traditional views on emergency funds. Bernadette discusses the emotional aspects of money management, the importance of mindful spending, and transforming side hustles into meaningful businesses. Discover her fresh take on budgeting with her $1 Rule and the concept of 'screenless Sundays' for enhanced well-being!

Join Bernadette Joy, founder of Crush Your Money Goals, as she shares her inspiring journey from over $300,000 in debt to becoming a millionaire by 39. She discusses her innovative three-bucket budgeting method and the snowball strategy for paying off student loans. Bernadette reveals effective side hustles that can earn you an extra $100 a day, all while working a full-time job. Discover the mental shifts necessary for achieving financial freedom and learn how to prioritize genuine happiness in your financial journey!

Bernadette Joy, Founder of Crush Your Money Goals, joins the roundtable to discuss retirement plans, safe withdrawal rates, and understanding financial terms. Len Penzo shares his journey to becoming a millionaire and the importance of celebrating accomplishments. The dangers of blindly following advanced financial advice are highlighted, stressing the need to understand retirement withdrawal rates. The chapter also covers basic and advanced financial tips, a trivia competition, and advice on building good money habits. A casual conversation includes jokes about financial terms and a discussion on customized money habits.