How to Money CRUSH Your Money Goals w/ Bernadette Joy #932
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Jan 15, 2025 Join Bernadette Joy, a vibrant money coach and author of "Crush Your Money Goals," as she shares her inspiring journey from a daunting $300,000 debt to financial independence. Learn about her innovative CRUSH method for setting financial goals and why she challenges traditional views on emergency funds. Bernadette discusses the emotional aspects of money management, the importance of mindful spending, and transforming side hustles into meaningful businesses. Discover her fresh take on budgeting with her $1 Rule and the concept of 'screenless Sundays' for enhanced well-being!
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Quarter-Life Crisis and Debt Realization
- Bernadette Joy experienced a quarter-life crisis after discovering $72,000 in student loan debt.
- This was part of $300,000 total debt, leading her to prioritize paying it off.
Debt Snowball and Side Hustles
- Use the debt snowball method, tackling smallest debts first for motivation.
- Pair this with maximizing existing skills for side hustles before learning new ones.
Side Hustles Turned Businesses
- Bernadette Joy turned two side hustles into successful businesses.
- One involved resume reviews, scaling from $19 to $400 per client, the other a dress rental service.