In this enlightening discussion, Andrew Spence, author of "Fleeced: Canadians Versus Their Banks," reveals the shocking truths about the Canadian banking system. He exposes how a lack of competition leads to sky-high fees for essential services compared to global standards. Spence highlights the struggle against the dominance of the Big Six banks and the barriers faced by innovative fintech companies. He also shares insights on how real-time payment systems could revolutionize banking and provide fairer options for consumers and small businesses.