The Impact of High-Deductible Health Plans

High-deductible health plans, often marketed as consumer-driven health plans, have significantly altered the landscape of American healthcare. These plans require individuals to pay substantial amounts out of pocket before receiving coverage, leading many to face financial hardships even while paying increasing premiums. The push for these plans has been characterized as a misleading narrative, convincing Americans that such arrangements were in their best interest, while in reality, they primarily benefit for-profit healthcare companies. This system has resulted in most Americans now having heightened financial anxiety regarding their healthcare access, primarily due to misguided policies that prioritize corporate profits.