The Ramsey Show

Stop Messing Around & Follow the Plan That’s Proven To Work

Apr 25, 2025
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ADVICE

Sell Home to Regain Control

  • When facing expensive home repairs during bankruptcy, consider selling your home to gain monthly margin.
  • Live in a smaller rental to regain financial control and build savings before repurchasing.
ADVICE

Use HYSA for Emergency Fund

  • Keep your emergency fund in a high-yield savings even if it lacks direct debit access.
  • Emergencies rarely require instant cash; transfers within a day or two are usually sufficient.
ADVICE

Stick to Debt Snowball Order

  • Stick to the debt snowball order even if tempting to pay off large loans early.
  • Building consistency by following the plan muscle helps long-term debt payoff success.
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