
Money Life with Chuck Jaffe Money Life at FinCon '25: Afford Anything's Paula Pant, Stacking Benjamins' Joe Saul-Sehy & much more
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Sep 15, 2025 In this insightful discussion, veteran financial advisor Paul Merriman shares his thoughts on ETF vs. traditional funds and the evolving landscape of crypto. Paula Pant highlights how inflation alters our perceptions of affordability, while also tackling America's housing crisis. Joe Saul-Sehy reflects on the changing creator economy and the significance of reliable content in the finance space. Their engaging conversations provide practical insights for listeners navigating the complex world of personal finance.
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Small Portfolio Tweaks Matter
- Paul Merriman argues small, low-cost portfolio tweaks can meaningfully boost lifetime returns.
- A 0.5% annual drag from fees or asset mix can cost investors millions over decades.
Trim Fees To Protect Wealth
- Avoid paying high management fees that erode long-term wealth.
- Keep costs low because a half percent a year compounds into millions lost to others.
Simplicity Vs. Factor Complexity
- Paul Merriman recalls Jack Bogle urging simplicity even while acknowledging factor research.
- Complexity can deter investors from staying the course despite academic support for factors.
