Noted personal finance expert Paul Merriman discusses asset allocation in retirement accounts, emphasizing the importance of diversification and low-cost, efficient portfolios. He shares insights on '2 fund' and '4 fund' strategies for optimal long-term returns. Merriman also highlights the benefits of target date funds and offers a free PDF of his book for further financial education.

In this discussion, Paul Merriman, a former wealth manager and financial educator, shares his insights on a four-fund investment strategy that has consistently outperformed the S&P 500. He highlights the benefits of international stocks to stabilize returns and emphasizes the power of starting early, illustrating how a dollar a day can lead to millions by retirement. Merriman cautions against common pitfalls like over-relying on bonds and frames investing as a partnership with businesses, urging investors to think long-term.

Paul Merriman, a financial expert, shares simple steps to have massive payoffs in personal finance. Topics include adding small cap value stocks to your portfolio, investing in oneself, choosing the right business partner, selecting target date retirement funds, and the importance of financial literacy education.

Join legendary financial educator Paul Merriman as he shares his wealth-building principles and expertise on diversification strategies. Discover how small, consistent actions can lead to significant financial success and why diversification is considered the only free lunch in investing. Paul discusses the ins and outs of non-traded REITs, the SEC's push for transparency, and the necessity of portfolio rebalancing. With a blend of actionable insights and lively banter, you're sure to gain valuable knowledge for your financial journey.

Two financial gurus, JL Collins and Paul Merriman, discuss wealth strategies, index funds, and the power of small-cap companies. They delve into diversification, disciplined strategies, and the psychology of successful investing. Whether you're a beginner or seasoned investor, this episode offers valuable tips for a robust financial future.