322. Real Estate Investor Case Studies: How One Client Saved $285K in One Year

Apr 16, 2025

Dive into real-world tax savings stories from savvy real estate investors! Discover how one couple slashed their tax bill by $285K in just a year using strategic planning. Timing emerges as crucial for leveraging the short-term rental loophole. Learn about the pitfalls of a CPA mistakenly opting out of bonus depreciation and hear how a non-REPS investor saved $40K annually without job changes. The episode is packed with cautionary tales about costly mistakes and the importance of expert guidance in real estate taxation.

Ask episode

AI Snips

Chapters

Transcript

Episode notes

ANECDOTE

Couple Saves $285K with REPS

Brian and Susan, high-income earners, saved $285,000 in taxes.
This was achieved through REPS, cost segregation, and Form 3115, capturing $1.5 million in depreciation.

ANECDOTE

Consistent Savings with REPS

Mason and Kate, a high-income W-2 earner and real estate agent, saved $20,000 in taxes.
Utilizing REPS and cost segregation, they will save $25,000 annually going forward.

ANECDOTE

Strategic Cost Segregation for $100K Savings

Alex and Peter, with a $500,000 income, used cost segregation strategically.
This landed them in the 0% long-term capital gains bracket, saving almost $100,000.

Get the Snipd Podcast app to discover more snips from this episode

Get the app

In this episode, Thomas and Ryan share real-life case studies from real estate investors who used strategic tax planning to save thousands, sometimes hundreds of thousands, on their tax bills. They also reveal the most common mistakes and missed opportunities they see from investors who waited too long or relied on the wrong advice. This episode explores: - How one couple saved $285K in a single year using REPS and cost segregation. - Why timing matters when using the short-term rental loophole—and how to get it right. - What happens when a CPA mistakenly opts you out of bonus depreciation. - How a non-REPS investor reduced their taxes by $40K annually—without changing jobs. - Real examples of costly filing mistakes, disqualified STRs, and even unintentional fraud. If you're serious about using real estate to build wealth and reduce taxes, while avoiding irreversible errors, this is an episode you can’t afford to skip. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Join the Tax Smart Insiders Community: go.therealestatecpa.com/3Xx1Cpd Check out Thomas's new YouTube channel: www.youtube.com/@thomascastelli The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.