Exposing Credit Card Hacks They Don't Want You To Know | Jack McColl E344

May 10, 2025

Jack McColl, known as “The King of Debt,” is a savvy entrepreneur and founder of Credit Stacking. He shares his incredible journey from zero business credit to securing $500,000 in under a year. The conversation dives into maximizing credit card benefits, with tips on 0% interest capital and recommending various credit cards for travel and business. They also discuss balancing fitness with professional success, thrilling adventures like kitesurfing in South America, and the lavish comforts of first-class flying. Jack’s insights are sure to inspire entrepreneurs looking to finance their dreams.

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ANECDOTE

Jack's Chase 0% Credit Card Hack

Jack McColl got someone approved for $150,000 Chase 0% business cards with no income verification or tax returns.
This method only requires good credit and a relationship with the bank for maximum funding potential.

ANECDOTE

Jack's Extreme South America Trip

Jack took a five-week trip covering Buenos Aires, Patagonia for fishing, Colombia for kiteboarding, and Venezuela for skydiving.
He trained in indoor skydiving tunnels and prepared extensively for this trip.

ADVICE

Automate with CRM and SOPs

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Document processes into SOPs early to delegate efficiently and scale operations.

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On today’s episode Rich sits down with Jack McColl “The King of Debt” - Entrepreneur, Founder of Credit Stacking, and Business Credit Coach. Jack, better known as “The King of Debt,” has been featured on Market Watch, Disrupt Magazine, Yahoo Finance, and Forbes. He is a self-made mogul who went from having zero dollars in business credit to being approved for $500,000 in a little more than a year. Jack has mentored thousands of entrepreneurs, helping them get access to hundreds of thousands of dollars of 0% interest capital to start, scale, and finance their businesses.

Rich and Jack start off by discussing Jack’s first episode with Rich (Episode 68), Jack’s 5 week trip to South America, Columbia and kitesurfing, skydiving in Venezuela, Jack’s passion for sports and hobbies, Jack’s favorite automated business services, optimizing business, and Jack joining the 800 club for testosterone levels and credit scores.

They then reflect on their favorite exercises, the importance of physical fitness, what it’s like showering on planes, comparing first class airlines, accumulating credit card points at different banks, Jack’s experience helping clients secure $150,000 0% interest business credit, the AmEx Business Gold and Platinum cards, and the Wells Fargo’s Autograph Journey Card.

Lastly, they talk about buying assets with business credit, the AmEx business card pros and cons, which cards Jack recommends using, the Bilt Credit Card, tools to keep track of debt payments, the Wheels Up AmEx Travel experience, Private Jets, Set Jet, Elon Musk’s Starlink Satellites, Jack’s big move to Utah, Rich’s experience as a pilot, and Kris Krohn.

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