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Stephan Livera Podcast

How Do You Retire on Bitcoin? With Morgen Rochard SLP593

Jul 22, 2024
Morgen Rochard, a financial planner, delves into retiring on Bitcoin with topics like the 4% rule, conservative planning, rebalancing, borrowing against Bitcoin, and separating Bitcoin from 'Crypto'. Discussions include estimating currency debasement, Bitcoin's CAGR, and the sentiment shift towards HODLing Bitcoin.
01:00:14

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

  • Adapting the 4% rule to include Bitcoin requires strategic planning and adjustments to ensure sustainable retirement income.
  • Conservatism is crucial in retirement planning to navigate uncertainties like inflation, unexpected expenses, and shifting life circumstances.

Deep dives

Understanding the 4% Rule and Portfolio Management

The podcast delves into the concept of the 4% rule based on the Bill Bengen Trinity study, where a 50% stocks and 50% bonds portfolio over a 30-year period allows for a sustainable withdrawal rate. The discussion highlights the importance of adjusting spending based on portfolio performance and the need for individuals to tailor investment strategies based on their specific asset allocations like Bitcoin or equities.

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