Challenges and Considerations in Early Retirement Planning

Can you retire on Bitcoin savings? What do the numbers look like? Morgen Rochard, Founder and Lead Financial Planner of Origin Wealth Advisers joins me to explain: 

• The 4% rule and how to modify it

• Being conservative in your planning

• CPI inflation being hard to predict

• Do you rebalance? 

Timestamps:

(00:00) - Intro

(01:03) - 4% rule, Bitcoin & FIRE

(04:41) - HODLers vs TradFi allocation

(12:34) - Why you should be conservative with Bitcoin retirement

(20:16) - What if you retire during a Bitcoin bull run?

(22:24) - Sponsors

(24:55) - Should you borrow against your Bitcoin stack?

(31:41) - Where are the fiat financial planners going wrong?

(37:34) - Separating Bitcoin from ‘Crypto’

(40:55) - The shift in sentiment about HODLing Bitcoin

(42:39) - Sponsors

(44:51) - Should you rebalance your Bitcoin allocation?

(49:40) - Estimating currency debasement 

(56:12) - Bitcoin’s CAGR

Links: 

• https://bitcoinfinancialadvisorsnetwork.com/does-bitcoin-make-retirement-planning-obsolete/ 

• https://x.com/MorgenRochard 

• https://www.originwa.com/ 

Sponsors:

• Swan.com (code LIVERA)

• CoinKite.com (code LIVERA)

• Mempool.space

• Nomadcapitalist.com/apply

Stephan Livera links:

• Follow me on X: @stephanlivera

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