ASK353: How do we prepare for a crash? PLUS: Do I need an emergency fund?

Rob & Rob are back with more answers to your questions. 

Gareth from The Wirral has been a listener for years, and as a result he’s got a question about the 18-year property cycle. 

If we’re in year 15 of the cycle, he wants to know what preparation he should be carrying out in anticipation of an inevitable crash. 

Rob & Rob’s answer touches on mortgages, deal sourcing and how to choose where to invest. 

Next up is Max from Milton Keynes. 

He’s in the process of remortgaging his house and planning to start a buy-to-let portfolio, and he’s got a 3-month emergency fund to cover all bills and expenses. 

He's calculating a 10% buffer with the buy-to-let properties he’s looking at, but wants to know if that’s necessary when he’s got the emergency fund. 

Tune in to find out. 

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