NerdWallet's Smart Money Podcast Maximizing Employer-Provided Perks: A Guide to Your Benefits
Nov 21, 2024
Amber Clayton, Senior Director at SHRM, shares her expertise on navigating the maze of employer-provided benefits during open enrollment. She highlights often-overlooked perks like pet insurance and legal assistance. Listen in as they uncover the ins and outs of dental and vision coverage, and discuss the rising importance of mental health resources. The conversation also touches on unique offerings such as adoption support, student loan assistance, and gym memberships, empowering listeners to make informed decisions about their benefits.
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Dental and Vision Coverage
- Consider dental and vision coverage during open enrollment.
- These are often separate from regular health insurance and offer additional benefits.
Dental and Vision vs. Health Insurance
- Dental and vision coverage differ from health insurance with coverage maximums.
- Using in-network providers typically saves money, similar to health insurance.
Types of Dental Coverage
- Most employers offer dental coverage, often with multiple tiers like PPO, HMO, and POS.
- These plans vary in network restrictions, costs, and who is covered.