Everyone's Talkin' Money Best of 2025: Boring Money Moves that Actually Work
Dec 30, 2025
Explore the power of unglamorous money moves that truly build financial stability. Discover the importance of systems over mindset alone and learn practical tips like paying yourself first and living a month ahead. Shari emphasizes the need for separate accounts for bills and savings, and encourages monthly money dates to stay financially curious. Get insights on managing housing costs and the benefits of waiting before making big financial decisions post-life changes. This is all about creating structure for confidence and calm.
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Systems Make Mindset Work
- Mindset is the blueprint, but cash flow systems are the foundation for financial resilience.
- Without systems, mindset alone won’t protect you from life's inevitable storms.
Pay Your Future Self First
- Automate a small transfer to "pay your future self" first from each paycheck to build savings habit.
- Start with something doable like $25 and increase later because habit matters more than amount.
Friend's House Savings Example
- Shari compared her saving struggle to a friend who saved for a house by paying themselves first.
- That example revealed that intentional transfers, not income level, determine saving success.