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In this episode Steven is joined by a tax-focused Financial Planner (and RTS Essentials Member), Randy Dippell, to talk about what tax planning in the real world can look like. In particular, Randy shares a recent example of how he helped a client save big on taxes by paying more on purpose. This client could have otherwise paid \$0 in taxes during the year but Randy was looking at the bigger picture and helped the client take advantage of a low-income year to strategically pay less in taxes over their lifetime, even if it meant paying a little more that specific year.