Life Kit Credit card points are for everyone. Here's how to get into them
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Nov 7, 2022 Finance journalist Katherine Fan shares her expertise on credit card points and how everyone can benefit from them. She breaks down how to choose the right card according to personal lifestyle and explains the differences between rewards, cashback, and loyalty programs. Katherine also discusses managing credit scores when acquiring new cards and provides tips to maximize everyday spending rewards. With practical advice and personal anecdotes, she makes travel aspirations feel more attainable for all.
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Catherine's Point Journey
- Catherine Phan initially used credit card points to afford flights home to Taiwan.
- She started with a modest salary and points helped bridge the financial gap.
Points as Currency
- Treat credit card points like currency, using them for travel, groceries, or other expenses.
- Different issuers have unique point systems, so research and compare their values.
Why Points Exist
- Companies offer points to incentivize spending and foster brand loyalty.
- It's a competition for your business, encouraging continued engagement with their products.