Real Estate Rookie The Real “Cheat Code” for Financial Freedom (Not Rentals?)
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Aug 20, 2025 Tim Delaney, an entrepreneur and real estate investor from Buffalo, shares his unconventional journey to financial freedom. He discusses how purchasing a wine and liquor store provided immediate cash flow, enabling him to scale his real estate portfolio. Listeners will learn about innovative financing strategies, including buying a retail plaza with no money down. Tim’s insights inspire those feeling overwhelmed by rentals to explore cash-flowing business opportunities as a pathway to wealth.
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How He Bought A $1M Plaza With $0 Down
- Tim bought the plaza his liquor store occupied after the owner approached him and offered seller financing.
- He combined 90% seller financing with a 10% private loan to acquire the $1M plaza with no cash out of pocket.
Don't Buy 100% Real Estate Without Backup Cash
- Use a profitable business to cover short-term cash shortfalls when buying real estate with high leverage.
- Avoid 100% financed real estate unless you have another cash-flowing asset to support repairs and capex.
From Liquor Store To 50 Apartments
- Tim bought a wine and liquor store in 2013 which funded his entry into real estate and changed his cashflow trajectory.
- Since then he partnered with a contractor, flipped houses starting in 2020, and now holds roughly 50 apartments including the plaza.
