It’s Cybersecurity Awareness Month. Do you know where your passwords are? To start off this episode, Sean Pyles and Sara Rathner discuss the risks of peer-to-peer payment apps. Then they talk about the one thing you should do this month to protect yourself online.

In this episode’s money question segment, Sean and Liz Weston answer a listener’s question about when to sell stock — and when buy-and-hold might be too much of a good thing.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Timestamps:

This Week in Your Money segment: 0:00 - 10:05

Money Question segment: 10:08 - 28:26

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Zelle Scams, and When to Sell Investments