AI Snips
Chapters
Transcript
Episode notes
Disability Insurance Journey With Diabetes
- Caitlin shared her journey securing disability insurance despite type 1 diabetes during residency.
- She highlights the peace of mind from having own-occupation coverage with a guaranteed standard issue policy.
Secure Disability Insurance Early
- Get disability insurance unless you absolutely cannot qualify.
- Use independent agents to shop policies or seek guaranteed standard issue plans through institutions, especially during training.
Balanced Approach to I Bonds & CDs
- Use I bonds and CDs as safe portfolio assets, splitting roughly half in inflation-indexed and half in nominal bonds.
- Keep consistent investing and avoid switching frequently based on interest rate changes.