Ep 42: Alan CEO Jean-Charles Samuelian-Werve on Building a Healthcare Superapp & the Future of Healthcare in Europe

Jacob and Nikhil sit down with Jean-Charles Samuelian-Werve, Co-Founder and CEO of Alan. Alan is a multi-billion dollar French health insurance company that has expanded to become an all-in-one health platform for its consumers. They discuss Alan’s product strategy and business model, building AI for healthcare companies, what healthcare looks like in Europe, and more.

(0:00) intro

(0:47) French healthcare 101

(6:30) similarities with Oscar 

(9:50) building a healthcare super-app

(15:11) medical loss ratio

(21:58) contracting with providers

(29:29) optimizing Alan for different countries/continents  

(35:08) finding new users

(38:17) AI in healthcare

(48:31) over-hyped/under-hyped

(50:36) healthcare policy changes Jean-Charles would make in France

Out-Of-Pocket: https://www.outofpocket.health/