Deatra Kemp: Helping First-Time Homebuyers Realize Their Dreams
Feb 29, 2024
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Deatra Kemp discusses closing the home ownership gap in minority communities, empowering African-American families through home ownership, and providing unique lending options for first-time homebuyers. She highlights the importance of community involvement, overcoming financial barriers, and tailored programs to achieve urban revitalization.
Axe Housing offers personalized coaching for homebuyers to navigate the path to ownership, including credit improvement and budgeting assistance.
Axe Housing provides not only assistance in purchasing foreclosed properties but also coaching for property rehabilitation to ensure homes meet safety standards.
Dee Kemp stresses the importance of addressing housing challenges on an individual level, offering tailored solutions and promoting civic engagement through homeownership.
Deep dives
Empowering Homeownership through Personalized Coaching and Lending
Axe Housing's approach focuses on personalized coaching to help individuals navigate the path to homeownership. They offer support in improving credit, budgeting, and savings, guiding clients towards mortgage pre-approval. Unlike traditional banks, Axe Housing operates as a non-traditional lender, serving individuals who might not meet conventional criteria, such as those with child support or criminal justice obligations. Their emphasis on individualized solutions helps break barriers to homeownership.
Supporting Homebuyers through Purchase and Renovation
Axe Housing not only assists in purchasing foreclosed properties but also offers coaching for property rehabilitation. This holistic approach ensures that clients receive guidance in renovating their homes to bring them up to code. The rehab coaching process allows for personalized support in managing the renovation project, ensuring that families can move into safe and upgraded homes tailored to their needs.
Addressing Housing Challenges Through Community-Based Solutions
Dee Kemp highlights the importance of addressing housing challenges at a granular level, focusing on individual needs and providing tailored solutions beyond conventional affordability models. By offering comprehensive services that include education, coaching, and lending opportunities, Axe Housing promotes a sustainable approach to homeownership. The organization's commitment to empowering individuals on their journey to home ownership aligns with building trust, promoting financial health, and fostering community engagement.
Promoting Civic Engagement and Community Investment Through Home Ownership
Dee Kemp emphasizes the impact of home ownership on fostering civic engagement and community investment. Homeowners tend to have higher voter turnout, contribute to neighborhood safety, and establish stronger connections within the community. By supporting families in becoming homeowners, Axe Housing not only addresses the housing crisis but also cultivates a sense of pride and responsibility for the city. Home ownership becomes a catalyst for positive change, enhancing the overall vitality and resilience of the community.
Enjoying Local Life in Milwaukee: Sports, Dining, and Brews
Dee Kemp recommends embracing the local Milwaukee experience by attending a Bucks game, exploring dining options like Daddy's Soul Food and Harbor House for exceptional cuisine, and enjoying local breweries such as Good City Brewing. The vibrant local culture offers a mix of sports, culinary delights, and craft beer, reflecting the essence of Milwaukee's unique charm and providing a memorable visit for residents and visitors alike.
Deatra Kemp is a native of Milwaukee with a long background in the real estate industry. She is passionate about helping close the home ownership gap within her city's Black and Hispanic communities. As the Vice President of Programs at Acts Housing, she oversees the homebuyer coaching, lending, and home rehab programs that help first-time homebuyers realize their dream of owning a home.