Very Clinical: Stepping Away with Dr. Frank Clayton

Nov 18, 2025

Dr. Frank Clayton, a seasoned dentist who recently sold his practice and retired, shares his experiences on transitioning from clinical work. He discusses the intriguing 'honeymoon phase' of retirement, filled with travel and freedom. Frank reveals the emotional complexities involved in selling a practice, comparing it to a 'two-year breakup' with patients and staff. He emphasizes the importance of early preparation and gradually reducing income to simulate retirement, offering practical advice for those considering a similar path.

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ANECDOTE

Complete Clinical Exit

Dr. Frank Clayton left clinical dentistry on July 31 after selling his practice and is fully retired from clinical work.
He describes being 100% gone with occasional invitations to sub but no firm commitments.

INSIGHT

Retirement Has Predictable Phases

Frank recommends reading books on the psychology and phases of retirement before exiting practice.
He says he's currently in a honeymoon phase enjoying travel and not using an alarm clock.

ADVICE

Sell When Finances And Desire Align

Do consider a Venn diagram of financial readiness, fatigue, and desire to go out on top when deciding to sell.
Frank says hitting your financial number makes it emotionally easier to back away from owner stressors.

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This episode features hosts Zach and Kevin, who welcome returning guest Dr. Frank Clayton to discuss the psychology and process of retiring from dentistry. Dr. Frank Clayton, who sold his practice and fully exited clinical work in July 2023, shares his insightful journey and the various phases of retirement he's experienced, including the "honeymoon phase." Kevin, who recently sold his practice in August and is now navigating the associate phase, offers his perspective on the initial mental shifts of stepping away from ownership. The hosts and Frank delve into the factors that drive the decision to sell—a combination of financial goals, mental fatigue, and a desire to "go out on top." They discuss the emotional weight of a "two-year breakup" with patients and staff, the challenges of detaching from the owner's mindset, and the importance of a well-structured ramp-down, which for Frank, included cutting back income and clinical work months before his final day.

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