The Property Investor’s Guide: Residential to Commercial

When should you move from residential into commercial property and why does it matter for your portfolio strategy?

In this episode of The Property Nerds Podcast, Arjun, Jack, and Adrian break down the transition from residential to commercial investing. They get into the two main pathways investors typically take, why commercial property can deliver stronger cash flow, reduced management headaches and double the rent of residential, and how structuring decisions can impact borrowing power and long term growth.

The conversation also gets into the role of SMSFs in commercial investing, with insights on how lending terms differ from standard loans, and shares real world scenarios that show how investors can build wealth, recycle equity, and even use business profits as a treasury management strategy.

Whether you’re planning for retirement or looking to accelerate wealth creation, this episode offers a clear framework for knowing when and how to make the move into commercial property.

Timestamps:

0:00 - Why Commercial Property Matters

0:30 - The Resi to Commercial Transition

1:35 - Two Investor Pathways Explained

2:55 - Structuring and Borrowing Power

4:45 - Cash Flow vs Paper Wealth

7:05 - Arjun’s Personal Portfolio Approach

8:45 - Business Profits into Commercial

10:15 - Resi Growth + Commercial Cash Flow

10:50 - SMSFs and Commercial Investing

12:55 - When to Make the Move

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/