Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Unlock Hidden Equity: How to Use a HELOC on Investment Properties to Scale Fast!

Jun 3, 2025
Guest
Tim Rowen
Tim Rowen, Director of Sales Success at Figure Lending, shares his expertise on leveraging Home Equity Lines of Credit (HELOCs) for investment properties. He explains how investors can access equity quickly without refinancing, boosting their portfolios strategically. The discussion delves into the advantages of HELOCs, such as flexible payment structures and enhanced liquidity. Tim also outlines the technology behind Figure's platform and highlights the importance of understanding loan-to-value ratios for effective financial planning.
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INSIGHT

Equity Is Illiquid, Use It

  • Equity is valuable but illiquid and vulnerable to market changes.
  • Accessing equity strategically helps investors optimize their portfolio growth and manage risk.
ADVICE

Use HELOCs To Scale Faster

  • Use HELOCs to tap equity quickly and avoid delays in scaling your portfolio.
  • HELOCs avoid resetting amortization and losing low mortgage rates like refinancing would.
ADVICE

HELOC Is A Flexible Reserve

  • Use HELOCs as a flexible reserve fund for investment properties.
  • Pay back drawn amounts quickly to reduce interest costs and maintain liquidity.
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