Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Rent To Retirement
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Sep 30, 2026 • 23min

1031 Exchanges: Qualified Intermediaries, Deadlines & Tax Benefits Explained

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ Thinking about selling a rental property and reinvesting the proceeds? 🏡💰 A 1031 exchange can allow real estate investors to defer capital gains while moving their equity into another investment property—but the rules and deadlines matter.In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Aristotle from Excel 1031 to break down how 1031 exchanges work, what investors need to know before selling, and some of the most common mistakes that can derail an exchange.They discuss the role of a qualified intermediary, depreciation and recapture, the critical 45-day identification and 180-day exchange deadlines, and how a reverse 1031 exchange works when you want to purchase your replacement property first.Whether you're preparing for your first 1031 exchange or looking to move equity from an existing rental into a new investment opportunity, this episode provides a practical overview of the process.⏱️ Timestamps0:08 – Introduction0:47 – Aristotle’s real estate & 1031 background4:36 – What is a 1031 exchange?6:07 – Depreciation, recapture & tax benefits9:04 – Why you need a qualified intermediary12:14 – A costly 1031 exchange mistake13:51 – The 45-day & 180-day rules17:11 – What is a reverse 1031 exchange?18:30 – When should an investor consider a 1031?20:27 – 1031 exchanges & long-term wealth21:30 – Connecting with Excel 1031🏠 Already working with a Rent To Retirement strategist? Reach out to our team early in the process so we can help you evaluate replacement-property options and prepare for your 1031 exchange deadlines.👉 Subscribe to Rent To Retirement for more real estate investing strategies, turnkey rental opportunities, tax education, and insights designed to help you build your portfolio.⚠️ This episode is for educational purposes only and is not tax, legal, or financial advice. Speak with your CPA, tax professional, and qualified intermediary regarding your specific situation.📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠⁠⁠https://hubs.ly/Q04wZWv40📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#1031Exchange #RealEstateInvesting #RentalProperty #CapitalGains #RealEstateTaxes #TurnkeyRealEstate #RentToRetirement
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Sep 23, 2026 • 14min

Cash Flow Is Queen: The Mindset That Builds Financial Freedom

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ 💰 What’s your monthly cash flow number—the income you would need to make work optional?In this episode of the Rent To Retirement Podcast, host Matthew Seyoum talks with veterinarian and investor Laura about selling her practice, keeping the commercial real estate, and collecting rental income from the building.Laura shares lessons from her investing wins and losses, explains why cash flow guides her financial goals, and discusses how education and a better money mindset can help investors move past fear. They also explore turnkey rental properties for busy professionals and her book, Everything Is Funny When You’re Making Money.🏡 Whether you’re exploring real estate investing for beginners or building a more diverse portfolio, this conversation offers a practical starting point for defining your goals.⏱️ TIMESTAMPS0:00 – Meet Laura0:40 – From veterinarian to investor2:23 – Making investing approachable5:17 – Selling the practice, keeping the building6:24 – Investing wins, losses & mindset8:04 – Fear and personal risk tolerance11:33 – Finding your cash flow number12:54 – Starting small and getting started13:42 – Laura’s investing book📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://hubs.ly/Q04wZWv40📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!
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Sep 16, 2026 • 1h 4min

The Short-Term Rental Tax Loophole Explained | Save Thousands on Taxes with Real Estate

🏡 Could your next rental property help lower your tax bill? Discover how cost segregation, bonus depreciation, and the short-term rental tax loophole can create potential tax savings—and what it takes to qualify.In this episode of the Rent To Retirement Podcast, Zach Lemaster sits down with Amanda Han and Matt McFarland of Keystone CPA to discuss real estate tax strategies for 2026. They explain the difference between filing taxes and proactive tax planning, commonly overlooked deductions, and when rental losses may help offset W-2 and other income.Then, co-host Matthew Seyoum joins Zach to walk through Rent To Retirement’s short-term rental tenant placement program and new construction investment examples in Florida and Alabama.💡 Learn about:• Rental property deductions, including home office expenses and hiring your children• The $25,000 rental loss allowance and income limitations• Cost segregation and 100% bonus depreciation• Real estate professional status and material participation• The short-term rental “substantially all” participation test• 1031 exchanges, depreciation recapture, and long-term tax planning• Builder incentives and potential tax savings in property projections⏱️ TIMESTAMPS0:00 – Introduction2:30 – Tax planning vs. tax filing6:08 – Real estate tax benefits10:49 – How wealthy investors plan14:24 – Rental property deductions17:02 – Hiring your children19:00 – Home office deductions20:21 – The $25,000 rental loss allowance23:52 – Accelerated depreciation26:17 – Real estate professional status28:27 – Short-term rental tax loophole31:02 – Material participation tests35:21 – Cost segregation explained36:22 – 1031 exchanges and legacy planning39:47 – Tax changes for 202641:53 – Multiyear tax strategies47:14 – RTR’s tenant placement program51:48 – Incentives and tax savings example55:07 – Poinciana, Florida59:36 – Vance, Alabama1:00:23 – Kimberly, Alabama1:01:55 – Additional markets and next steps📲 Explore available investment properties and connect with the Rent To Retirement team: https://hubs.ly/Q04wZWv40Tax benefits depend on individual circumstances and qualification requirements. Property figures discussed are illustrative projections, not guaranteed returns. Review any strategy with your tax professional.📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://hubs.ly/Q04wZWv40📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #TaxPlanning #AmandaHan #CostSegregation #ShortTermRentals #RentToRetirement
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Sep 9, 2026 • 15min

126% ROI, Save $100K in taxes & get $44K cash back on your next rental!

🎥 Want the full breakdown? Watch the longer version of this video for a deeper explanation of the 2026 STR tax strategy, qualification requirements, cost segregation, and real property examples. https://youtu.be/BQWtZNiXfjQ👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!What if your first rental property could potentially help you offset 5 or even 6 figures of taxable income in 2026? 🏠💰In this episode of the Rent To Retirement Podcast, we break down how cost segregation, accelerated depreciation, and a short-term rental strategy can potentially create substantial tax deductions against W2 income, business income, and other active income sources.💰 How the 2026 Strategy WorksLearn how EVERYONE can use a cost segregation study to offset 5 or 6 figures of taxable income from your W2 (or any income source) in 2026, even if this is your very first rental! No real estate professional status needed!Here’s how it works:You buy a vacant new construction rental property from RTR, where you can receive up to $30K+ in incentives to be used as cash back, a rate buydown, or a price reduction—the choice is yours.You take about 10 minutes to set up an Airbnb short-term rental listing following RTR’s guide.RTR rents your home for 2–5 nights. You do NOT need to furnish the home. This establishes the home as a short-term rental for 2026 under the strategy discussed in the episode, potentially allowing you to use a cost segregation study to write off approximately 30% of the home value against your income in 2026.RTR estimates 30% based on its experience. Example: a $300K home could potentially generate approximately a $90K tax deduction.You can continue managing the property as a short-term rental, or turn it over to RTR’s management teams beginning January 1, 2027.The potential result: 5 to 6 figures in 2026 tax savings while acquiring a quality new-construction rental property in a growing market.And with the combination of RTR cash-back incentives plus potential tax savings, you could potentially recover a substantial portion of your original down payment—dramatically increasing your effective ROI.That’s how Rent To Retirement helps investors pursue early retirement through real estate investing.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!⏱️ Timestamps0:09 – 2026 Real Estate Tax Benefits0:31 – Cost Segregation Explained0:53 – Offsetting W-2 Income1:31 – STR Tax Loophole Explained2:20 – $90K Deduction Example3:34 – Ways to Qualify5:46 – How the RTR Program Works6:31 – STR Tenant Placement6:56 – No Furnishing Required8:28 – Tax Savings & ROI9:26 – Up to 13% Cash Back10:44 – $102K Deduction Example11:41 – Combining Cash Back + Tax Savings13:39 – Property Examples14:52 – Final Takeaways⚠️ Tax Disclaimer: This content is for educational purposes only and is not tax, legal, or financial advice. Tax outcomes depend on individual circumstances. Consult a qualified CPA, tax professional, or attorney regarding your specific situation.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com🗓️ Schedule a Free Consultation: https://hubs.ly/Q04wZWv40📺 Subscribe to the YouTube Channel: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🎧 Listen to the Rent To Retirement Podcast on the Go: https://podcasters.spotify.com/pod/show/renttoretirement📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: https://renttoretirement.com
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Sep 2, 2026 • 22min

How to Invest Your Solo 401(k) in Real Estate | Self-Directed Retirement Investing

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ What if your retirement account could invest in real estate instead of being limited to traditional stocks and funds?In this episode of the Rent To Retirement Podcast, host Matthew Seyoum explores how self-directed retirement accounts can give investors greater control over where their retirement capital is deployed. The conversation covers Self-Directed IRAs, Solo 401(k)s, checkbook control, rental property investing, Roth strategies, prohibited transactions, and more.You’ll also learn an important distinction many investors misunderstand: when retirement funds purchase real estate, the retirement plan owns the property, receives the rental income, and pays the associated expenses rather than the individual investor personally.⏱️ Episode Highlights0:08 – Introduction & real estate investing background5:56 – What Sense Financial does6:20 – Checkbook IRA & Solo 401(k) explained7:38 – Investing retirement funds into real estate9:08 – How a retirement account actually buys property11:22 – Prohibited transactions & disqualified parties13:12 – Solo 401(k) requirements and contribution strategies14:06 – Mega Backdoor Roth strategy15:11 – Roth conversions using real estate17:04 – Finding the right experts to implement your strategy18:20 – The danger of leaving retirement capital sitting idle19:03 – Investing in what you know and understand20:39 – Why it may not be too late to start investingThe episode also discusses how self-direction can allow investors to allocate retirement capital toward investments they understand and control, including rental properties, private lending, syndications, and other permitted alternative assets.📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #SelfDirectedIRA #Solo401k #RetirementInvesting #RentalProperties #PassiveIncome #RentToRetirement
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Aug 26, 2026 • 1h 1min

Zach explains how he built RTR & used REI to retire from his career as an Optometrist.

In this special episode, Rent To Retirement founder Zach LeMaster joins the Lifestyle Dentist Podcast to share how he went from practicing optometry to building a real estate portfolio that ultimately gave his family financial independence.Zach shares how he and his wife used rental real estate to gradually replace their active income, giving them the freedom to continue practicing healthcare because they enjoy it—not because they financially have to. The conversation explores passive income, long-term wealth creation, real estate tax advantages, cost segregation, leverage, and how busy professionals can invest without turning real estate into another full-time job.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!Here is how the RTR STR Tenant Placement Program works allowing anyone to qualify to use a cost segregation study to take massive tax deductions against their active income or W2 income in 2026:You buy a vacant new construction rental property from RTR, where you can receive up to $30K+ in incentives to be used as cash back, a rate buydown, or a price reduction—the choice is yours.You take about 10 minutes to set up an Airbnb short-term rental listing following RTR’s guide.RTR rents your home for 2–5 nights. You do NOT need to furnish the home. This establishes the home as a short-term rental for 2026 under the strategy discussed in the episode, potentially allowing you to use a cost segregation study to write off approximately 30% of the home value against your income in 2026.RTR estimates 30% based on its experience. Example: a $300K home could potentially generate approximately a $90K tax deduction.You can continue managing the property as a short-term rental, or turn it over to RTR’s management teams beginning January 1, 2027.The potential result: 5 to 6 figures in 2026 tax savings while acquiring a quality new-construction rental property in a growing market.And with the combination of RTR cash-back incentives plus potential tax savings, you could potentially recover a substantial portion of your original down payment—dramatically increasing your effective ROI.That’s how Rent To Retirement helps investors pursue early retirement through real estate investing.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions🏠 In this episode:0:00 – Why Zach was invited on Lifestyle Dentist1:10 – From optometrist to real estate investor3:10 – Replacing active income with rentals9:01 – Why real estate works for high-income professionals11:14 – Real estate tax benefits12:04 – Cost segregation explained14:52 – Real estate professional status19:18 – Bonus depreciation explained22:17 – Short-term rental tax strategy23:26 – Material participation rules24:30 – How the STR strategy works27:19 – $300K property / $90K deduction example28:03 – Builder incentives & cash back33:14 – How many rentals can replace your income?35:25 – Scaling a rental portfolio41:18 – Buying your first rental44:15 – Cash vs. leverage51:00 – Why cash flow matters52:08 – Avoiding analysis paralysis53:07 – Turnkey real estate investing56:33 – Where new investors should start58:08 – Investing outside your local market59:42 – Connect with Rent To Retirement👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions🔔 Subscribe to the Rent To Retirement channel for more strategies on turnkey real estate investing, rental properties, passive income, tax advantages, and building long-term wealth.⚠️ This episode is for educational purposes only and is not tax, legal, financial, or accounting advice. Speak with your CPA, attorney, or qualified tax professional regarding your individual situation.
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Aug 18, 2026 • 24min

Zach's 2026 Tax Review: How to save $90K+ in taxes on your 1st rental!

👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!💰 How the 2026 Strategy WorksLearn how EVERYONE can use a cost segregation study to offset 5 or 6 figures of taxable income from your W2 (or any income source) in 2026, even if this is your very first rental! No real estate professional status needed!Here’s how it works:You buy a vacant new construction rental property from RTR, where you can receive up to $30K+ in incentives to be used as cash back, a rate buydown, or a price reduction—the choice is yours.You take about 10 minutes to set up an Airbnb short-term rental listing following RTR’s guide.RTR rents your home for 2–5 nights. You do NOT need to furnish the home. This establishes the home as a short-term rental for 2026 under the strategy discussed in the episode, potentially allowing you to use a cost segregation study to write off approximately 30% of the home value against your income in 2026.RTR estimates 30% based on its experience. Example: a $300K home could potentially generate approximately a $90K tax deduction.You can continue managing the property as a short-term rental, or turn it over to RTR’s management teams beginning January 1, 2027.The potential result: 5 to 6 figures in 2026 tax savings while acquiring a quality new-construction rental property in a growing market.And with the combination of RTR cash-back incentives plus potential tax savings, you could potentially recover a substantial portion of your original down payment—dramatically increasing your effective ROI.That’s how Rent To Retirement helps investors pursue early retirement through real estate investing.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!⏱️ Timestamps0:08 – How cost segregation can potentially offset active income0:44 – Using the strategy with your very first rental property1:11 – Combining RTR incentives with potential tax savings2:18 – Why the 2026 program has limited availability3:40 – How cost segregation works4:26 – Using the short-term rental strategy without real estate professional status5:14 – Passive losses vs. active income5:37 – Important tax and legal disclaimer5:59 – Estimating depreciation with a cost segregation study6:53 – The 30% cost segregation example7:23 – How a $300K property could generate an estimated $90K deduction7:47 – Example: reducing $100K of taxable income8:08 – What happens when deductions exceed your income8:30 – Depreciation recapture and 1031 exchanges8:54 – The short-term rental strategy explained9:40 – The “substantially all” work test10:12 – Three potential material participation paths11:17 – Why the substantially-all test matters11:39 – The under-7-day average stay requirement discussed12:27 – Setting the property up on Airbnb13:53 – Why the home does NOT need to be furnished for RTR’s placement14:32 – What happens after the initial short-term rental stay14:52 – Transitioning to property management in 202716:08 – Limited inventory and available new-construction properties17:11 – Fort Pierce, Florida property example17:56 – $339K property and 13% incentive breakdown18:46 – Cash-back and cash-flow example19:28 – Combining potential tax savings with RTR incentives20:46 – Potential triple-digit ROI explained21:29 – The 2–5 night RTR tenant placement process22:47 – Alabama and Florida property examples23:58 – Final recap and why timing matters in 2026⚠️ Tax Disclaimer: This content is for educational purposes only and is not tax, legal, or financial advice. Tax outcomes depend on individual circumstances. Consult a qualified CPA, tax professional, or attorney regarding your specific situation.👉 Click here: https://hubs.ly/Q04wZWv40 to learn more about this program and speak with the RTR team to answer all your questions!
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Aug 12, 2026 • 18min

Real Estate Market Update: Builder Incentives Are Surging

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ Is today’s real estate market creating better opportunities than the headlines suggest? 🏡 In this episode of the Rent To Retirement Podcast, host Matthew Seyoum joins Tommy Brown to examine current rental-property trends, changing inventory levels, interest rates, and some of the largest builder incentives they’ve seen.Discover why Cape Coral and Lehigh Acres may be stabilizing after years of rapid growth and oversupply, how builders in Florida, Texas, and Alabama are encouraging investors with substantial incentives, and why waiting for the “perfect” market could carry a significant opportunity cost.⏱️ EPISODE HIGHLIGHTS0:08 – Introduction and the current state of the real estate market1:02 – How rental properties and investment markets are evaluated1:59 – Cape Coral and Lehigh Acres return to the conversation4:53 – Southwest Florida inventory and appreciation trends5:41 – Looking beyond negative Florida real estate headlines6:36 – Inventory returns to pre-pandemic levels7:35 – What makes a strong secondary or tertiary rental market?8:14 – Florida insurance, flood zones, and new construction9:04 – Interest rates and builder activity across multiple states10:17 – Why builders are offering larger investor incentives10:44 – Alabama incentives worth 9% of the purchase price11:11 – How incentives can reduce vacancy risk12:41 – Leased Texas rentals with $30K–$40K incentive packages13:21 – Why today’s market may reward investors who act14:40 – New-build duplexes with over $105K in incentives15:46 – How investors can make decisions in an uncertain market16:13 – Opportunity cost, total ROI, and risk-adjusted returns17:38 – Final thoughtsIf you’re ready to build a passive rental-property portfolio, connect with the Rent To Retirement team. Subscribe for more real estate market updates, turnkey investment strategies, and rental-property opportunities! 🔔📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation: https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #RentalProperties #TurnkeyRealEstate #PassiveIncome #BuilderIncentives
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Aug 5, 2026 • 19min

How to Start Investing in Rentals With About $35K

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ Can turnkey rehab properties help you build a rental portfolio faster—and with less capital?In this episode of the Rent To Retirement Podcast, host Matthew Seyoum and investment strategist Tommy break down how professionally renovated turnkey properties can offer investors a lower entry point, stronger projected cash flow relative to their down payment, and an opportunity to diversify across multiple rental properties. 🏠📈They explain how turnkey rehabs differ from ordinary flips, what investors should expect from the renovation and inspection process, and why an older property does not automatically mean higher risk. You’ll also learn how investors may be able to enter select markets with approximately $30,000–$40,000 in available capital instead of waiting years to afford a new-construction rental.⏱️ EPISODE HIGHLIGHTS00:08 – Why turnkey rehab properties deserve consideration00:59 – Established markets where rehab rentals are available1:25 – Who should consider investing in rehab properties?2:14 – Using rehabs to acquire more doors and diversify4:41 – Why investors choose established rental markets5:34 – Are older rental properties too risky?6:05 – Renovation standards and major property systems7:16 – How established turnkey providers reduce investor risk8:13 – Why professional rehab teams outperform occasional flippers8:59 – Typical purchase prices for turnkey rehab properties9:44 – Down payments, closing costs and starting capital10:39 – Rehab cash flow compared with new construction11:45 – The capital required for new-construction rentals12:27 – How an investor’s timeline affects property strategy13:51 – Why time in the market matters15:40 – Balancing financial analysis with personal risk tolerance16:24 – Using rental cash flow to strengthen retirement income17:04 – Overcoming fear and investment decision fatigue18:12 – How to review available properties and pro formasProfessionally renovated rehab properties may be especially valuable for investors who want to begin sooner, acquire multiple doors, generate additional retirement income, or avoid leaving investment capital on the sidelines for several years.🗓️ Schedule a Free Consultation: https://bit.ly/3QSPEoS📧 Got a question or story to share? Email us at: [email protected]👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com📺 Subscribe to the YouTube Channel: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🎧 Listen to the Rent To Retirement Podcast on the Go: https://podcasters.spotify.com/pod/show/renttoretirement📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: https://renttoretirement.com📩 Have Questions for the Podcast? Send them to: [email protected] question might be answered in a future episode!#TurnkeyRealEstate #RentalPropertyInvesting #RealEstateInvesting #PassiveIncome #CashFlow #TurnkeyRentals #RehabProperties #RentToRetirement
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Jul 22, 2026 • 22min

New Construction Rentals in Houston: Institutional Strategy for Everyday Investors

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtrDiscover a new-construction rental opportunity in the Houston, Texas market with properties priced under $315,000, professional on-site management, and tenants already in place in many cases.In this episode of the Rent To Retirement Podcast, host Matthew Seyoum speaks with Ryan, a real estate professional with nearly 30 years of institutional investment, multifamily, development, and asset-management experience.Ryan explains how the strategies used by large institutional investors can benefit individual rental-property owners. They examine the advantages of purpose-built rental communities, including economies of scale, dedicated maintenance personnel, stronger resident retention, lower operating expenses, and more consistent property management.The featured homes are located in the Rosharon area south of Houston within a master-planned community offering pools, a lazy river, sports courts, a clubhouse, and other resident amenities. The community also provides convenient access to Highway 288 and the Texas Medical Center—one of the region’s most significant employment centers.🏡 In this episode:0:09 – Houston new-construction rental opportunities0:43 – Ryan’s nearly 30 years of real estate experience1:49 – How institutional investors approach single-family rentals2:18 – Why institutions moved toward build-to-rent communities6:05 – Institutional investors versus individual retail investors7:06 – Introducing the Rosharon, Texas rental opportunity7:37 – Alvin ISD and the Sierra Vista master-planned community8:22 – Resort-style amenities available to residents8:58 – Access to the Texas Medical Center and Highway 2889:58 – Houston’s secondary markets and path of progress11:02 – Why professional property management matters11:50 – The operational advantages of managing homes at scale12:18 – Dedicated on-site maintenance and community management13:29 – Creating an apartment-level service experience in a single-family home14:33 – Advice for investors still waiting on the sidelines15:31 – Houston’s recent construction cycle and supply outlook16:21 – Why the supply-demand balance may begin favoring owners16:57 – New-construction rentals priced under $315,00017:46 – Maintenance requests resolved in less than half a day18:27 – How on-site maintenance can reduce investor expenses19:04 – Occupancy, resident retention, and average turnover costs19:45 – Why turnkey investing can simplify remote ownership20:26 – The value of provider relationships and professional infrastructure21:24 – Final thoughts for rental-property investors📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3QSPEoS📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

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