This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthUnlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor.Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond.⏱️ Timestamps – Full Breakdown:TAX STRATEGY & EDUCATION (w/ Amanda & Matt from Keystone CPA)00:00 – Intro: Why tax strategy is critical for investors01:07 – Hidden deductions most investors miss03:06 – Write-offs WITHOUT an LLC03:44 – Depreciation: Your biggest tax-saving tool05:47 – Rental losses: What they are and how they help06:14 – The $25K rule: Offset other income if you make under $150K08:10 – RE Pro status: How to qualify (750 hrs + participation)11:21 – Case study: $150K depreciation from $500K building12:08 – STR loophole: Powerful tax savings without RE Pro13:12 – 3 ways to qualify for STR material participation14:17 – Who should be using STRs for tax strategy15:29 – When to buy for STR benefits (and how to track hours)17:12 – Audit triggers: What actually causes IRS audits18:12 – CPA red flags: If they don’t understand RE strategy19:11 – 2025 tax law changes & what’s expiring20:43 – Will 100% bonus depreciation come back?23:22 – Bonus depreciation can exceed your down payment24:25 – Real example: Offset $100K income with rental loss26:01 – What happens if IRS challenges RE Pro status?28:14 – Audit outcome: What you owe, what carries forward30:00 – Why it's still worth pursuing these strategies32:02 – STR loophole: Is there a minimum hour rule?33:44 – Pro tips on STR management year over year34:03 – How to contact Amanda & Matt (Keystone CPA)TURNKEY INVESTING STRATEGY & DEAL BREAKDOWNS (w/ Zach & Adam)35:15 – How to apply tax savings to real-world deals36:15 – What is Rent To Retirement & how we help38:00 – 6–10% incentives: Price cuts, cash back, rate buydowns39:12 – Example: Buy a $300K home with $30K in incentives40:45 – Buy with as little as 5% down using local lenders42:00 – Pair tax savings + incentives = infinite ROI43:05 – Market spotlight: Cambridge, MN (fast population growth)45:24 – Banbury model: Appreciation + rent potential47:02 – Tulsa duplexes: $800+ cash flow w/ 15% ROI50:10 – Why owner-occupied areas matter for long-term gains51:30 – Cost seg studies: When and how to apply them54:08 – Using passive losses for Roth conversions56:00 – Strategic planning with your CPA (and when to do it)57:15 – How to schedule your free investor consultation59:30 – Final takeaways: Invest smarter, save bigger👉 Subscribe for more real estate investing insights!👉 Download our free investor toolkit: https://www.renttoretirement.com👉 Connect with Amanda & Matt at https://www.keystonecpa.com🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

Cody Lawson, an Executive Corporate Analyst at Nevada Corporate Headquarters and an asset protection expert, shares valuable insights on safeguarding real estate investments. He discusses common legal threats from tenants and contractors, emphasizing the necessity of using LLCs and land trusts for protection. Cody highlights frequent mistakes investors make and explains why privacy in ownership matters. Listeners will learn practical strategies to set up effective protections for both local and out-of-state properties, while debunking misconceptions around taxes and asset management.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIMN:Meet up with the RTR team at the Build to Rent Conference in Nashville at https://informaconnect.com/build-to-rent-east and use code REU2267RTR for 15% off.HEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/📢 In This Episode: From Nurse to Real Estate Investor! 🏡💰Join Adam Schroeder and Zach Lemaster as they sit down with James, a traveling nurse who turned his income into a growing real estate portfolio. Discover how James transitioned from traditional investing to turnkey real estate, overcame financing hurdles as a Canadian investor, and built passive income to fast-track his financial freedom. If you’ve been waiting for the right moment to start investing, James’ story will inspire you to take action today!🔑 Key Takeaways & Timestamps:01:19 - How James Discovered Rent To Retirement 02:49 - The Step-by-Step Process of Buying His First Property07:16 - How He Purchased a Second Rental in Less Than a Year08:59 - Saving Capital & Taking Financial Leaps 12:48 - Why James Chose Real Estate for Long-Term Wealth14:02 - Due Diligence Tips for First-Time Investors 19:17 - How a Canadian Can Invest in U.S. Real Estate25:02 - Why Out-of-State Investing is Easier Than You Think28:36 - James’ Secret to Scaling & Managing Multiple Properties34:12 - What’s Next? Expanding into Multifamily Investing 35:10 - Final Advice for New Investors – Just Get Started!🎧 Enjoying the Podcast?✅ Subscribe for more real estate investing insights!https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🔗 Explore Cash-Flowing Properties: https://RentToRetirement.com📩 Got questions? Want to share your story? Email us at podcast@renttoretirement.com💬 Let’s Connect!Listen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultation at https://bit.ly/3EE6KjZ#RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #OutOfStateInvesting #FinancialFreedom #RentalProperties #InvestingForBeginners #CashFlow #WealthBuilding

This episode is sponsored by...BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ 🔑 Unlock the Best Investor Loans: Expert Insights from BluPrint Home Loans🔑In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder & Zach Lemaster sit down with Jeff Welgan, VP of Investor Lending at BluPrint Home Loans, to break down the best financing strategies for real estate investors.📌 What You’ll Learn in This Episode:✅ What makes BluPrint Home Loans different from other lenders✅ DSCR vs. Conventional Loans: Which one is right for you?✅ How to scale your real estate portfolio strategically✅ The truth about prepayment penalties & hidden fees✅ Smart tax strategies to qualify for better loans✅ How first-time investors can avoid common lending mistakes⏰ Episode Timestamps:1:10 - Who is BluPrint Home Loans? Jeff Welgan’s background3:50 - Why working with a direct lender benefits investors7:00 - DSCR vs. Conventional Loans: Key Differences14:30 - How rental income affects your debt-to-income ratio (DTI)22:45 - Prepayment penalties explained (and how to avoid them)30:20 - Financing for short-term rentals, multifamily, & fix-and-flip deals38:00 - Refinancing strategies & how to time the market45:15 - Biggest mistakes new investors make49:00 - Exclusive Rent To Retirement incentives with BluPrint Home Loans💡 Don’t Miss Out! Get your financing questions answered by Bluprint Loans!📞 Schedule a FREE call with BluPrint Home Loans: ⁠https://bluprinthomeloans.com/renttoretirement/⁠ 🏡 Explore top cash-flowing investment properties: https://RentToRetirement.com👍 Like, Comment, & Subscribe for more real estate investing tips!🔔 Turn on notifications so you never miss an episode.Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultation at https://bit.ly/3EE6KjZ

Discover the hottest real estate incentives available now! Investors can score huge cash back, like $5K in Georgia or $1,200 rent credits in Alabama. Learn about high-growth markets and how to invest with minimal upfront costs. Explore the benefits of new constructions and property management discounts. Understand tax advantages that come with real estate investments. Don’t miss out on these exclusive deals—time is ticking to maximize your ROI!

This episode is sponsored by…AVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirementNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHow Rob Abasolo Built a Short-Term Rental Empire from $40K & Zero Experience! In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder & Zach Lemaster sit down with Rob Abasolo of HostCamp.com, a short-term rental expert who went from struggling with debt to building a thriving Airbnb business! Rob shares his first real estate deal, house hacking strategy, and how he scaled his portfolio using creative financing and partnerships.If you're looking to break into Airbnb investing, maximize STR profits, or turn a side hustle into financial freedom, this episode is packed with actionable insights!🔥 Key Takeaways & Timestamps:00:00 - Welcome Rob Abasolo!01:11 - Rob’s humble beginnings: broke & looking for a side hustle02:44 - First house hack: renting a room for $400 changed everything05:20 - Accidental Airbnb arbitrage & first short-term rental deal10:08 - How Rob bought a house in LA with no money14:58 - Facing real estate challenges & how to turn bad deals profitable22:45 - The "piggy bank" strategy for STR reinvestment 💰30:03 - Building a tiny home in Joshua Tree for passive income36:49 - Scaling through partnerships & attracting investors45:12 - Surviving the Airbnb market shift & standing out in 202450:43 - The ultimate game plan for Airbnb success & future trends💡 Want to Learn More?✅ Join HostCamp: https://hostcamp.com✅ Get Cash-Flowing Properties: https://renttoretirement.com✅ Subscribe for More Real Estate Insights! 🎥🔔 Don't forget to like, comment, and subscribe for more expert interviews & real estate tips!Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultationat https://bit.ly/3EE6KjZ#AirbnbInvesting #RealEstatePodcast #RentToRetirement #ShortTermRentals #PassiveIncome #HouseHacking #FinancialFreedom #RealEstateInvesting #RobAbasolo #STRSuccess #HostCamp

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrCONNECT INVEST:Earn returns up to 9% with as little as $500! https://connectinvest.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ REALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrHow This 19-Year-Old Bought Real Estate Using Life Insurance! In this episode of Rent To Retirement, host Adam Schroeder sit down with Dhruv Trivedi, one of the youngest real estate investors we’ve ever had on the show! At just 19 years old, Dhruv has already purchased his first investment property—and he did it using a creative financing strategy with life insurance! 🤯💰Dhruv breaks down: ✅ How his dad’s real estate background influenced him 🏡✅ The unique way he leveraged indexed life insurance to fund his deal✅ Why passive income was his goal from a young age✅ The challenges he faced as a young investor 🔥✅ His future investment plans and advice for othersIf you’re looking for new ways to finance your real estate deals or want to help set up your kids for financial success, this is an episode you don’t want to miss! 🎯📌 Timestamps:00:00 – Intro: Meet Dhruv, a 19-year-old real estate investor02:10 – What got him into real estate at such a young age03:45 – How he used indexed life insurance to fund his first property06:30 – Breaking down the financing strategy 💡10:15 – Buying his first duplex in North Carolina12:45 – Lessons learned from dealing with tenants 🏠14:30 – Setting up LLCs and asset protection strategies18:00 – Advice for young investors (or their parents!)21:15 – Why real estate beats keeping money in the bank24:00 – How Dhruv is helping others finance real estate with life insurance25:00 – Final thoughts & how to connect with Dhruv🔗 Want to learn more? Visit Dhruv’s company, Quartis, to explore how life insurance can help you invest in real estate! https://quartis.us/💬 What do you think? Drop a comment below! Would you try this financing strategy?🔥 Like & Subscribe for More Real Estate Investing Tips! 🔥🔔 Turn on notifications so you never miss an episode!Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultationat https://bit.ly/3EE6KjZ#RealEstateInvesting #PassiveIncome #FinancialFreedom #CreativeFinancing #RealEstateForBeginners #RentalProperties #HouseHacking #CashFlow #WealthBuilding #LifeInsuranceInvestment #RentToRetirement

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrTARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthREALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrIn this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Eric dive deep into the booming real estate markets of South Bend, Indiana, and Iowa. If you're an investor looking for affordable properties with high cash flow potential, this episode is a must-listen!🔎 What You’ll Learn:✅ Why South Bend & Iowa are becoming real estate hotspots✅ The impact of Notre Dame University & local industries on rental demand✅ How Eric ensures turnkey properties stay low-maintenance & tenant-friendly✅ The importance of strong property management & reliable rehab teams✅ Key market trends, rental growth insights, and how to maximize ROI📌 Timestamps:00:26 – Meet Eric: Turnkey expert & provider01:15 – How Eric’s rehabs keep costs low & durability high02:40 – Why he expanded into South Bend & Iowa05:45 – What’s fueling South Bend’s economic growth07:59 – Who are the typical tenants in these markets?09:12 – The importance of leasing properties before selling10:58 – How rents & vacancy rates are trending12:57 – The reality of rent comps vs. turnkey properties14:37 – Expanding into Iowa: The Quad Cities Opportunity17:15 – Property prices & rental returns – What to expect18:49 – Why these markets almost hit the 1% rule19:25 – Landlord-friendliness & eviction timelines20:45 – How to find & buy Eric’s properties🎯 Interested in investing? Browse Eric’s properties at Https://www.RentToRetirement.com & schedule a call with a strategist to see if it’s the right fit for you!📩 Have questions? Email us at podcast@renttoretirement.com🔔 Like & Subscribe for more expert real estate investing tips!Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultationat https://bit.ly/3EE6KjZ

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrTARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthAVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement🏡 Why Alabama is the Hottest Real Estate Market in 2025! 🚀Join Adam Schroeder and Alabama’s top build team, Mike & Robert, as they break down the best investment markets in Alabama for 2025! From Birmingham’s booming suburbs to Montgomery’s rapid expansion, we uncover the top-performing rental & appreciation markets and why investors are flocking to this state.🔑 Key Takeaways:📍 00:56 – Why Birmingham’s suburbs are the real investment goldmine🏗️ 02:32 – New construction vs. existing homes: What’s the better investment?🚗 03:52 – Auto industry impact: How manufacturers are driving growth🏦 04:44 – Montgomery market: A hidden gem for investors💰 06:09 – Appreciation & rent growth trends: What to expect in 2025🏡 10:55 – The power of build-to-rent investments📊 15:36 – The best neighborhoods for high ROI properties🎯 22:22 – Where should you buy for the highest appreciation & cash flow?📢 27:14 – Special investor incentives & limited-time deals!📢 Want to start investing? Explore the best deals at https://www.RentToRetirement.com and schedule a call with our expert team!💬 Tell us your thoughts in the comments! What Alabama market excites you the most?📩 Have questions or want to be featured on the podcast? Email us at podcast@renttoretirement.com#RealEstateInvesting #PassiveIncome #BuildToRent #CashFlow #RentalProperty #AlabamaRealEstate #BirminghamInvesting #MontgomeryRealEstate #HouseHacking #FinancialFreedom #PropertyManagement #investingtips📢 LIKE & SUBSCRIBE for more expert real estate insights! 🔔Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEgListen to RTR Podcast on the go:https://podcasters.spotify.com/pod/show/renttoretirementWith the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.comHave questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!Schedule a Consultationat https://bit.ly/3EE6KjZ

This episode is sponsored by… CONNECT INVEST: Earn returns up to 9% with as little as $500! https://connectinvest.com/rtr NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr TARDUS: Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealth REALSOURCE RESIDENTIAL: Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtr UDIRECT IRA SERVICES: Invest through your retirement savings at https://udirectira.com/rent-to-retirement 🔥 Why Are Investors Turning to Ohio? Find Out in This Episode! 🔥 Welcome back to the Rent To Retirement Podcast! Today, hosts Adam Schroeder & Zach Lemaster are joined by Steve, our top Ohio provider, to uncover why Akron and Canton are some of the safest, most profitable real estate markets in the U.S. 🇺🇸🏡 💡 What You'll Learn in This Episode: ✔️ Why Ohio ranks among the safest cities for real estate investments 🏘️ ✔️ How low insurance costs and stable housing give Ohio an edge 💰 ✔️ Why double-digit appreciation is happening in Akron & Canton 📈 ✔️ How to acquire rental properties with as little as 5% down! 🔥 ✔️ The cash flow potential & investment strategies top investors are using 📊 📌 Timestamps for Key Insights: 00:00 - Intro: Why Investors Love Ohio 00:53 - Natural Disasters? Not in Ohio! 🌪️❌ 02:18 - The Secret to Akron & Canton’s Market Stability 04:06 - Insurance & Property Tax Savings for Investors 05:41 - Double-Digit Appreciation in Ohio 📈 08:16 - Major Job Growth & Infrastructure Expansions 14:59 - Tenant Demand & Property Management Strategies 🏡 20:40 - 5% Down Investment Strategy – How It Works! 24:13 - The Tax Benefits You Might Be Missing 💡 30:02 - Steve's Journey from Teacher to Top Real Estate Investor 🎓➡️🏡 32:37 - How You Can Start Investing in Ohio TODAY! 🚀 💥 Get Started with Your First or Next Investment Property! 👉 Check Available Properties Here: https://renttoretirement.com 📞 Schedule a Free Consultation: https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 📩 Have Questions? Email us at podcast@renttoretirement.com! 🔔 Like, Subscribe & Turn on Notifications for More Expert Investment Advice! https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg 👍 Smash the like button if you found this helpful! 📢 Share this episode with a fellow investor! #RealEstateInvesting #CashFlow #RentalProperties #OhioRealEstate #PassiveIncome #TurnkeyInvesting #RentToRetirement #InvestSmart #WealthBuilding #FinancialFreedom #PassiveWealth #RealEstatePodcast Listen to RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9