Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…PPR CAPITAL:Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementLooking to grow your wealth with less hassle and more predictability? In this special episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster bring you an exclusive webinar with PPR Capital Management—a powerhouse in passive investing through real estate-backed mortgage notes and innovative commercial assets like Tommy’s Car Washes.Learn how seasoned investors are achieving 8–14%+ annual returns with asset-backed strategies that require no property management or syndication risk. Discover how PPR structures its funds, minimizes risk through massive diversification, and why institutional investors are getting on board.Whether you're a seasoned investor or looking for your next hands-off strategy, this episode breaks it all down for you.⏱️ Timestamps:00:00 - Intro: Active vs. Passive Wealth Building01:45 - Why Turnkey Investors Should Consider Notes04:00 - Meet PPR Capital Management07:00 - What Are Mortgage Notes & How They Work13:45 - Liquidity & Diversification Explained17:00 - How PPR Makes Money on Non-Performing Loans19:10 - Real-World Case Studies: Note Turnarounds23:00 - Trade Snapshot: $34M in Realized Gains26:00 - PPR’s Commercial Real Estate Strategy30:00 - Investing in Tommy’s Car Washes for Higher Returns34:45 - Car Wash ROI, Subscriptions & Exit Strategy36:15 - Fund Structures & Investment Minimums40:00 - Compounding Options & Strategy Tips44:30 - Risk Mitigation & Fund Strength Explained48:00 - Why Fund Diversification Beats Syndications50:00 - Final Thoughts & How to Get Started📌 Ready to learn more or invest?👉 Visit: https://renttoretirement.com👉 Partner link to PPR Capital https://pprcapitalmgmt.com/renttoretirement🎯 Join our newsletter for weekly real estate insights!📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#PassiveIncome #NoteInvesting #RealEstateInvesting #MortgageNotes #PPRCapital #TurnkeyRealEstate #AlternativeInvestments #TommyCarWash #CashFlowInvesting #BuildWealth #RentalProperty #FinancialFreedom

RTR Academy:Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Is the rental market crashing? Not so fast. In this episode, Adam Schroeder and Zach Lemaster dive into the real reasons behind recent rent fluctuations and what it means for investors. From reduced multifamily construction permits to overlooked contract risks, this is your full investor briefing on market timing, rent trends, and avoiding costly mistakes.Learn how to position your portfolio now to benefit from the coming inventory shortage and discover why a little rent fluctuation today could lead to big gains tomorrow.📌 Key Highlights & Timestamps:00:00 – Intro: What's happening with rents and inventory00:30 – Are rents really falling? Data from major U.S. cities01:34 – Supply, demand, and why rent drops are rare03:06 – How delayed construction affects rental pricing04:33 – What temporary rent dips really mean for investors06:17 – Home prices, inflation, and the leveling off period07:35 – How to position your leases for future gains09:24 – Home buying & earnest money risks10:06 – Why owner-occupants are canceling contracts11:23 – What investors need to know about contract timelines12:39 – Contingencies: financing, inspection, appraisal explained15:21 – Real-life examples of losing (and keeping) earnest money18:45 – The importance of reading your contract20:24 – Cash deal vs. missed deadline: lessons learned21:20 – Final thoughts + where to start your investing journey👉 Ready to start investing?Explore turnkey investment opportunities at: https://renttoretirement.com📅 Schedule a free strategy call with our team!📬 Have questions or want to share your investing journey?Email us at: podcast@renttoretirement.com🔔 Don’t forget to Like, Subscribe, and Turn on Notifications so you never miss a new episode!🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠#RealEstateInvesting #PassiveIncome #RentToRetirement #MarketTrends #RealEstate2025 #RentalProperty #TurnkeyInvesting #ZachLemaster #AdamSchroeder #FinancialFreedom

RTR Academy:"Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Saheed, an investor who went from being an "accidental landlord" to confidently purchasing out-of-state real estate for long-term wealth. Saheed shares how he transitioned from local property ownership in Pennsylvania to buying turnkey new construction rentals in South Carolina through Rent To Retirement’s Academy.Learn how Saheed overcame family doubts, job demands, and analysis paralysis — and how he increased his rent income beyond expectations while securing long-term financial freedom.⏱ Timestamps:00:00 – Intro: Meet Saheed00:45 – How an accidental landlord journey began02:10 – Saheed’s first rental experience & cash flow results03:00 – Why local markets no longer worked05:05 – Discovering Rent To Retirement’s turnkey model06:30 – Academy perks & Saheed’s decision to join08:15 – Buying his first out-of-state property in South Carolina10:20 – Real rent numbers: $1,995 instead of $1,775!12:00 – Why quality property management is worth it14:15 – How mindset & planning helped him act fast15:30 – Building generational wealth through rentals18:50 – Dealing with family skepticism about out-of-state investing21:00 – Visiting the property & winning spouse approval24:10 – Why Saheed chose new construction rentals26:20 – Advice to his past self (and new investors!)28:07 – How Rent To Retirement helped negotiate better deals✅Ready to start your own real estate journey?👉 Visit: https://landing.renttoretirement.com/evg-masterclass-replay📩 Want to be featured? Email: podcast@renttoretirement.com👍 Like this video📲 Subscribe for weekly investing insights💬 Comment below with your real estate goals!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com ⁠. Your question might be answered in a future episode!#RealEstateInvesting #TurnkeyProperties #OutOfStateInvesting #PassiveIncome #FinancialFreedom #RentToRetirement #GenerationalWealth #InvestorSuccess #RealEstatePodcast

To learn more about the limited time, 50% discount on RTR Academy program, click https://bit.ly/rtracademyThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/PPR CAPITAL:Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementIn this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Tony J. Robinson, co-host of the Real Estate Rookie Podcast and one-half of the Real Estate Robinsons.Tony shares how he went from a busy W-2 job to building a 15-property short-term rental portfolio in just one year, even during the uncertainty of 2020. From BRRRRs to boutique hotels, Tony breaks down the mindset, strategies, and partnerships that fueled his rapid growth in real estate.👉 Whether you're looking to buy your first property or scale your portfolio, this episode is packed with actionable advice, investor-friendly loan strategies, and hard-won lessons.⏱️ Timestamps:00:00 – Intro: Meet Tony Robinson01:00 – From W-2 manager to first real estate deal02:00 – Why Tony invested out-of-state in Louisiana04:30 – Using a local credit union for 100% BRRRR financing06:00 – How mindset made the first deal possible08:00 – Team-building through lender referrals10:30 – A $30K loss: lessons from buying in a flood zone13:00 – The importance of your first deal (it's not about the money)15:00 – Getting started with BiggerPockets17:00 – Humble Hustle: Tony’s guiding philosophy21:00 – Short-term rental market: hype, correction & future24:00 – What makes a great STR operator?26:00 – STR design, budgeting & what newbies miss28:00 – Scaling from 3 to 15 rentals in 1 year30:00 – Partnering for scale: deal structures explained32:00 – Cost segregation & major tax benefits📲 Start your investing journey today:Book a call and browse available properties at https://www.renttoretirement.com📩 Want to be featured on the podcast? Email us at:podcast@renttoretirement.com🎙️ Follow Tony Robinson:Instagram: @tonyjrobinsonYouTube: The Real Estate RobinsonsPodcast: Real Estate Rookie Podcast (BiggerPockets)👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #ShortTermRentals #PassiveIncome #TonyRobinson #BiggerPockets #RentToRetirement #STRinvesting #BoutiqueHotels #FinancialFreedom

Tim Rowen, Director of Sales Success at Figure Lending, shares his expertise on leveraging Home Equity Lines of Credit (HELOCs) for investment properties. He explains how investors can access equity quickly without refinancing, boosting their portfolios strategically. The discussion delves into the advantages of HELOCs, such as flexible payment structures and enhanced liquidity. Tim also outlines the technology behind Figure's platform and highlights the importance of understanding loan-to-value ratios for effective financial planning.

This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ REALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrIn this must-watch episode of the Rent To Retirement podcast, hosts Adam Schroeder and Zach Lemaster break down the real estate trends, loan strategies, and major tax advantages that savvy investors need to know about in 2025.🏡 What’s happening in the market? Mortgage rates are dipping, inventory is still tight, and both mom-and-pop and investor activity is surging again. Adam and Zach explain what this means for pricing, demand, and appreciation over the next few years—and how to get ahead of it.💰 Big news: 100% Bonus Depreciation is coming back! If the current bill in the Senate passes, real estate investors could again leverage full first-year depreciation starting in 2025. Zach shares exactly how this can help you offset your income and lower your tax bill dramatically, whether you're a seasoned pro or a first-time investor.🧠 Key Timestamps:0:00 – Introduction: Market momentum and key updates1:10 – Mortgage rates & buyer activity: What the data is showing2:45 – Inventory trends & why they still favor sellers6:00 – State-by-state inventory shifts and what they mean for investors10:00 – Loan strategy: Why DSCR loans might beat conventional in 202516:50 – 🔥 Tax time: The return of 100% Bonus Depreciation19:00 – Real estate professional status & short-term rental tax strategies21:00 – Strategic tax planning for long-term wealth growth22:50 – The importance of using the right CPA and lender23:30 – How to build your personalized investment strategy🎯 Ready to take the next step?Visit https://www.renttoretirement.com to explore turnkey inventory and schedule your free strategy call with our team.📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠ 🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#BonusDepreciation #RealEstateInvesting #TaxStrategy #DSCRLoans #TurnkeyProperties #RentToRetirement #ZachLemaster #PassiveIncome #WealthBuilding #RealEstatePodcast

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrAre you leaving money on the table as a real estate investor? 💰 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Adam from Nevada Corporate Headquarters (NCH) to break down everything you need to know about business credit—how to build it, use it, and leverage it to scale your portfolio without wrecking your personal credit.Learn why most investors are doing business credit all wrong, how to structure your LLC for success, and why separating business and personal credit is key to sustainable growth. This episode is packed with expert tips and actionable advice for both new and seasoned investors.📌 Timestamps00:00 – Intro to the episode & guest from NCH01:07 – What is business credit and why it matters02:34 – How to keep business credit separate from personal04:31 – Credit agencies & how business credit scores work05:18 – How to build an 80+ Paydex score in months07:08 – Why business credit is essential for scaling real estate08:53 – Common mistakes that hurt personal credit10:18 – Using credit for down payments and repairs11:27 – Vendor credit vs traditional credit cards13:01 – Utilization rules for business vs personal14:51 – Can you use business credit across multiple LLCs?17:04 – Avoiding co-mingling & tax-deductible interest18:17 – Real estate funded by business credit20:26 – When to start building business credit (Hint: NOW)🎯 Get connected with NCH: Check the link in the description to schedule a free consultation about forming your LLC, building credit, and more. https://nchinc.com/rtr📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ In today’s market, defaulting to a conventional loan might be costing you more than you think.Adam Schroeder breaks down the pros, cons, and overlooked opportunities in investor financing. From DSCR loans that boost flexibility and asset protection to interest-only products that improve cash flow and lower entry costs — this episode walks you through how to match the right loan with your real estate strategy.You'll also hear why prepayment penalties aren’t always a bad thing — and how you can use lender incentives to your advantage when buying turnkey rental properties.If you’re building a portfolio in 2025, don’t skip this one.⏱ Timestamps:00:00 – Intro: What most investors get wrong about loans00:45 – Why conventional loans aren’t always the best fit01:22 – What is a DSCR loan & how it helps real estate investors02:30 – Entity ownership, DTI benefits & DSCR flexibility03:35 – DSCR vs. Conventional: Rates and cash flow04:24 – Interest-only loans: how they work and who they benefit05:40 – 2008 vs. now: why interest-only isn’t a red flag today07:00 – Prepayment penalties explained: risk or reward?13:35 – Hidden incentives for turnkey property buyers📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

Carrie Cook, President of Ignite Funding, specializes in real estate-backed note investments. She shares her journey from active rentals to passive income through note investing, allowing everyday investors to earn 10-12% returns with minimal hassle. Carrie highlights the importance of transparency and rigorous due diligence, presenting a safer alternative to traditional syndications. Listeners will learn about the benefits of diversification, the significance of holding a first lien position, and how to navigate potential borrower defaults for greater opportunities.

This episode is sponsored by…TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIn this solo episode, Adam Schroeder dives into one of the most overlooked yet crucial aspects of real estate investing: strategy. Whether you're a new investor or building your tenth property, Adam reveals why chasing ROI across markets can hurt your long-term success and how a focused strategy built on relationships, stability, and team-building will consistently perform short-term gains.From selecting the right market to dealing with underperforming property managers, Adam shares the lessons learned from years of helping investors scale smarter, not harder. You'll also hear insights on portfolio diversification, when to pivot from rehabs to new builds, and how to set realistic expectations for growth.🔑 Key Topics Covered:00:00 – Why strategy is everything in real estate investing01:25 – Building essential relationships: lenders, insurers, property managers03:00 – The risks of working with the wrong property manager05:00 – The hidden costs of switching teams mid-strategy06:42 – Is chasing a 1-2% higher ROI really worth it?08:52 – Rehab vs. new build: long-term cash flow & tenant quality11:40 – Two ways to diversify your portfolio12:49 – Tips for self-managing properties the right way13:41 – Common investor mistakes when entering multiple markets15:05 – The importance of honest strategy alignment with your risk tolerance16:26 – How Rent To Retirement can help you build the right strategy📞 Book your strategy session:⁠https://bit.ly/3EE6KjZ📧 Got a question or story to share?Email us at: podcast@renttoretirement.com👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZhttps://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!