Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Jeff Welgan, VP of Investor Lending at Bluprint Home Loans, shares his expertise on the current decline in mortgage rates and what it means for investors. He discusses the impact of Fed decisions and job data on rates, and explains the concept of 'rate floors' alongside builder incentives lowering mortgage costs. Jeff compares DSCR loans to conventional options, providing insights on when to choose each. He also emphasizes the importance of timely year-end purchases for tax advantages, advising listeners to be proactive in their financing strategies.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⏱️ Episode Highlights00:00 – Introduction & Joseph Noor’s real estate background03:00 – Why property taxes are so hard to calculate04:50 – The biggest mistakes investors make in tax projections06:30 – Why more counties are making protests harder07:40 – Should you fight your property taxes every year?10:20 – Common misconceptions about lowering assessments12:45 – The best and worst states for protesting taxes15:00 – How property tax assessments really work behind the scenes17:00 – What repairs/improvements impact property values in tax protests20:00 – How to avoid overpaying protest companies22:00 – Top misconceptions Joseph hears from investors24:30 – Homestead exemptions and retroactive refunds25:40 – Why OwnWell focuses on high-tax states before expanding27:30 – How to connect with OwnWell🖥️ Learn more about OwnWell: https://www.ownwell.com/🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us:  podcast@renttoretirement.com⁠#RealEstateInvesting #PropertyTaxes #RentToRetirement #PassiveIncome #RealEstateTips #FinancialFreedom

In this discussion, Mahesh Shetty, the founder and CEO of ILE Homes, shares his insights on lease-to-own programs that aim to increase homeownership among renters. He recounts his transition from investing in NYC hotels to single-family rentals during the 2008 downturn. Mahesh highlights how his platform helps tenants improve credit and access down payment assistance, making homeownership a reality. He also discusses the importance of viewing tenants as future buyers and strategies for building trust and credibility with investors in a challenging housing market.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in U.S. real estate as a foreign investor? 🌎 In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Yuval Golan, CEO of Waltz, to explore the challenges, opportunities, and solutions international investors face when buying U.S. properties.From navigating mortgages and setting up LLCs to handling taxes and managing properties remotely, Yuval shares how his company makes U.S. real estate investing accessible to global investors.✅ Learn how Waltz streamlines the process so you don’t have to deal with endless paperwork, banking headaches, or 8-month closings.✅ Discover why the U.S. remains the most attractive real estate market for international buyers.✅ Get actionable advice on financing, entity setup, and property management for foreign investors.⏱️ Episode Highlights0:00 – Introduction with Adam Schroeder & Yuval Golan0:40 – Yuval’s first U.S. real estate deal during COVID2:30 – Building the right team for long-distance investing6:00 – Why foreign investors love U.S. real estate8:20 – Key pain points for international buyers11:10 – Where foreign investors are buying today (Texas, Florida, Midwest & more)12:50 – How Waltz helps investors close in as little as 14 days16:30 – Interest rates & financing differences for international buyers21:20 – Trends in foreign investment and rebound post-COVID23:20 – Yuval’s best advice for first-time foreign investors25:15 – How Waltz simplifies investing with banking, LLCs, lending & more27:00 – Why the best time to buy is always NOW🌐 Learn more about Waltz: https://GetWaltz.com🏡 Explore U.S. real estate opportunities: https://RentToRetirement.com🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠ https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠ https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #ForeignInvestors #USRealEstate #CashFlow #PassiveIncome #InvestAbroad #Waltz #RentalProperties #LLCSetup #FinancialFreedom

Wichita, Kansas, is emerging as a real estate hotspot thanks to its booming economy and affordable living. The rental market is experiencing dynamic shifts, driven by millennials and baby boomers, leading to rising prices and increased property values. Discover effective strategies for tenant retention and investment in duplex properties. Highlights include the growing demand for spacious duplex living and the added appeal of community amenities. This discussion is perfect for both new and seasoned investors looking to navigate this promising market.

This episode is sponsored by…Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey.You’ll learn why conferences are game-changers, how they create opportunities you can’t find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth.⏱️ Timestamps:00:00 – Introduction & guest welcome00:47 – Why networking is essential for real estate investors02:12 – Lessons from Zach’s first conference experience03:18 – The Five Star Conference & Homes for Wounded Heroes initiative04:31 – Who should attend this conference?05:53 – Exclusive inventory & deal access at the event07:03 – Key speakers and panels to look forward to08:32 – How networking leads to real partnerships10:15 – Service providers & resources available at the event12:17 – Building nationwide connections & local opportunities13:26 – How to approach conferences with the right intention14:14 – Conference details: Dates, location, and logistics16:23 – The importance of staying onsite for networking17:04 – Balancing education with fun at conferences18:12 – Veteran home giveaway & block party networking event18:35 – Expected attendance: 1,500+ investors20:22 – Final thoughts & how to connect with Rent To Retirement🎟️Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠

This episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing.Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds.You’ll discover:- How Ivan’s first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today’s market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan’s favorite deal that delivered a 5X return to investors⏰ Timestamps0:00 Intro & Ivan’s background1:00 First real estate deal (duplex house hack)3:00 Surviving the 2008 crash6:30 Scaling into multifamily syndications9:00 Building investor networks & credibility11:00 Vetting operators for syndication deals13:30 How BAM evaluates markets & properties17:00 Why the Midwest is a multifamily hot spot20:20 Tax advantages & cost segregation explained22:50 Ivan’s favorite multifamily deal (5X returns)25:00 How to invest with The BAM Companies28:30 Wrap-up & next stepsBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation with RTR:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#MultifamilyInvesting #PassiveIncome #RealEstateWealth #Syndication #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrDiscover how Dedric & Krystal Polite went from generational poverty to building a thriving real estate empire — and even starring in their own TV show! In this inspiring conversation with hosts Adam Schroeder and Zach Lemaster, the Polites share their journey from their first deal, through challenges like analysis paralysis, to creating generational wealth and providing affordable housing.Whether you’re a beginner or an experienced investor, you’ll learn the mindset shifts, strategies, and real-world tips to take your real estate business to the next level.⏱️ Timestamps:00:00 – Intro & guest welcome01:02 – Dedric’s first house hack with no money down02:17 – Krystal & Dedric’s first Airbnb venture04:10 – The “why” behind their real estate journey08:53 – Overcoming analysis paralysis13:42 – Mentorship, masterminds & investing in education18:15 – Working with a spouse in real estate26:39 – Avoiding shiny object syndrome32:59 – Their TV show & affordable housing mission38:42 – Impacting communities & preserving “Big Momma’s House”47:07 – Advice for scaling beyond your first rentals50:38 – Where to connect with the Polites💡 Key Takeaways:- How to buy real estate with little to no money down- The power of mentorship & surrounding yourself with the right people- Tips for working with (or without) a supportive spouse- Why affordable housing can still be profitable- How to pivot & scale your portfolio strategically📺 Watch Dedric & Krystal’s Show: 50/50 Flip on Hulu & A&E🌐 Connect with the Polites: https://DedricAndKrystal.com📞 Want to explore this strategy for your portfolio?👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #GenerationalWealth #RentToRetirement #FinancialFreedom #HouseHacking #AffordableHousing #RentalProperties

Troy Eckard, Chairman of Eckard Enterprises, shares his four decades of oil and gas expertise. He reveals how oil and gas investments can yield superior tax benefits compared to real estate, offering 100% first-year deductions. Troy discusses various investment options, highlighting the rarity of dry holes today and the potential for converting a $100K investment into long-term cash flow. Learn about the ideal investor profile for this sector, and how commodity prices influence returns, all while appreciating the parallels between oil, gas, and real estate.

Discover the enticing world of real estate investing in Texas! The hosts unveil exclusive new construction properties with tenant-occupied homes and impressive cash flow. Learn about substantial incentives of up to 12% and how you can enjoy a remarkable cash-on-cash ROI. The discussion highlights strategic financing options and effective tax benefits through cost segregation. Locations like San Antonio and Dallas offer exceptional investment opportunities. Don't miss out—these off-market properties are limited and in high demand!