How to Instantly Improve Your Credit Card Approval Rates

Are your credit card declines climbing and your approval rate dropping? Every failed transaction means lost revenue. In this episode, Maria breaks down how to fix payment declines, boost approval rates, and recover more sales through smarter payment processing strategies.

If you run an ecommerce store, sell online, or operate in a high-risk industry, this episode will help you uncover why payments fail — and what you can do to fix it.

You’ll learn how to:

✅ Read and interpret decline codes that actually matter

✅ Retry soft declines safely (and avoid hard declines)

✅ Fine-tune your fraud prevention tools to stop false declines

✅ Use AI and address verification (AVS) to improve approvals

✅ Align your MCC and business descriptor with what you sell

✅ Optimize transaction routing and use dynamic currency conversion (DCC) for higher approval rates

If your current payment setup isn’t getting enough approvals, Maria explains what to change — fast. Whether you’re using Shopify, WooCommerce, or your own checkout, these insights will help you recover lost revenue and keep transactions flowing.

💡 Still fighting high decline rates or unstable approval percentages?

Visit DirectPayNet.com — we help ecommerce and high-risk merchants get the right merchant account setup, routing, and fraud tools to dramatically cut declines and keep payments moving.