Top of the Morning: Should you harvest capital gains at today’s rate?

Ainsley Carbone, a Retirement Strategist with tax management expertise, and Justin Waring, a Senior Total Wealth Strategist, dive deep into capital gains tax implications. They discuss whether to harvest gains now at lower rates amid potential tax hikes. The conversation highlights proposed changes affecting high-income families, including a billionaire minimum tax. Strategies to optimize wealth through tax management are shared, such as donating securities and family gifting, emphasizing the importance of personalized advice in navigating these complexities.