Dropping In With Charlie Houpert Does Onlyfans Empower Women? Political Word Bombs & "How to Change Your Mind" | Ep. 155
Aug 12, 2022
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Target Aid, Not Blanket Forgiveness
- Consider funding a social safety floor by taking from the ceiling rather than blanket debt forgiveness.
- Target assistance to those most in need to get better results per dollar spent.
Student Loan Forgiveness Is A Poor Target
- Forgiving student loans helps some but is a poor-targeted redistribution if the goal is to aid the most vulnerable.
- Better policy might mandate lenders assess risk and tie loans to expected outcomes to prevent future waste.
Roommates, Hard Choices, And Loans
- Charlie recalled living with eight roommates and sometimes sleeping on the floor while paying student loans.
- He used that experience to argue some loan choices reflect lifestyle decisions rather than destitution.