The Ramsey Show Stop Being Sick And Tired—Decide to Change!
Dec 8, 2025
Ken and Jade tackle pressing financial questions, from crushing $156,000 in debt to teaching teens about money management. They emphasize the importance of balance between work and family, especially for parents. A debate emerges on whether to sell inherited property or keep it as a rental. The hosts also address relationship dilemmas, like staying with a partner who won't commit. With practical advice on budgeting for big expenses and side hustles, they remind listeners that choosing discomfort can lead to meaningful change.
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Build A Clear Debt Roadmap
- Use EveryDollar to build a clear monthly roadmap and see how much margin you have to attack debt.
- Add side hustles only after you know available weekly hours and set celebration milestones to stay motivated.
Plan For Predictable Big Costs
- Treat predictable events (like pregnancy) as planned expenses and pause debt payoff to save the necessary cash first.
- Save up expected medical costs and your operating-months reserve before the due date to avoid using credit.
Teach Teens Work-Based Allowance
- Teach teens to work for pay for extra tasks while expecting some household chores as unpaid contributions.
- Use a Give-Save-Spend split to build money habits and accountability.
