The Property Podcast ASK486: Should I use cash or equity? PLUS: Did this agent break our agreement?
Jul 22, 2025
Listeners dive into the complexities of starting a buy-to-let portfolio with strategies on using cash versus home equity. One listener grapples with unexpected tenant placements by a developer's agency, raising questions about legality and control. The hosts also tackle the intricacies of lease agreements, offering insights on reclaiming authority in a tricky rental situation. Tune in for valuable tips that could help property investors navigate potential pitfalls and enhance their investment journey!
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Use Equity with Caution
- Confirm if you can take an interest-only mortgage on your home before using equity for property investment.
- Be cautious using your home's equity for risky refurbishment projects, especially if inexperienced.
Regain Control After Tenant Issues
- Check your purchase contract for vacant possession clauses if tenants were placed before completion.
- Request all tenancy documents and consider ending the agency contract if your rights as owner were violated.
