Money For Couples with Ramit Sethi

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

Mar 29, 2022
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ANECDOTE

Debt Shock at Graduation

  • Sarah and Nat faced a shocking moment when they were handed envelopes revealing $175K+ debt after PT school.
  • They heard depressing stories of struggling peers, reinforcing their financial despair early on.
INSIGHT

Debt's Grip on Life Choices

  • Debt shapes nearly every life decision including family planning for Sarah and Nat.
  • This persistent financial weight causes paralysis and limits their quality of life and dreams.
INSIGHT

Complexities of Student Loan Crisis

  • The student loan crisis is complex, influenced by lack of clear school information and structural barriers.
  • Financial decisions are rarely simple, shaped by factors beyond individual choices.
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