Fintech Layer Cake

Public’s COO Stephen Sikes Talks Rising Rate Effects and New Products

Dec 7, 2023
The podcast explores the effects of rising interest rates on retail investor behavior and Public's innovative product strategy. They discuss the importance of providing market context and a wide range of investable assets. The differences between fixed income funds and individual bonds are explored, highlighting the risks associated with bond funds. The influence of interest rates on retail investors and strategies for aligning incentives are discussed. The importance of trust and long-term commitment in the business model, especially for younger customers, is emphasized. The significance of ongoing conversations about AI in the Fintech industry is highlighted.
Ask episode
Chapters
Transcript
Episode notes
1
Introduction
00:00 • 3min
2
Investor Behaviors and the Importance of Context
03:23 • 14min
3
Investing in a Fixed Income Fund vs Underlying Assets
17:33 • 13min
4
Impact of Interest Rates, Market Reaction, and Aligning Incentives
30:20 • 2min
5
Optimizing for a Lifetime Relationship with Customers
32:36 • 23min
6
Importance of AI Conversations in Fintech and Promoting Lythic as a Sponsor
55:27 • 2min