Optimal Relationships Daily - Dating, Marriage and Parenting 2862: How to Create a Chore and Reward System for Kids by Andy Hill of Marriage, Kids and Money on Habit Formation
Jan 9, 2026
Discover a fun way to teach kids responsibility through chores and a rewards system. Learn how to distinguish between family chores and paid tasks to instill work ethic. Hear about age-appropriate chores and a simple allowance structure. Explore the 'Save, Spend, and Give' jar system for financial literacy. Andy Hill shares expected outcomes like self-discipline and contribution through engaging activities. Plus, find age-specific chore suggestions to guide parents in fostering good habits from a young age.
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Childhood Chore Model Applied To Zoe
- Andy Hill used his childhood chore-chart allowance as a model for his five-year-old daughter Zoe to learn work-reward correlation.
- He set three simple weekly "money chores" paying $1 each to build contribution and money habits.
Limit Money Chores To Three Weekly Tasks
- Choose simple, helpful, and age-appropriate money chores your child can do with minimal supervision.
- Limit to three money tasks per week and pay a clear amount to keep it achievable and motivating.
Use Save, Spend, And Give Jars
- Use three labeled jars: Save, Spend, and Give, and have the child divide earnings among them weekly.
- Make the save jar for big items, spend for small purchases, and give for gifts or charity to teach allocation.