What You Know About Money Is Wrong

What You Know About Money Is Wrong   0:57 Not Living the Life You Want? Change This Habit. 12:18 Most Americans Are Now Doing This. Are You? 21:51 Are You Stressed About Money? Let's Change That. Resources Ramsey+ Free TrialNever worry about money again! When you have the right plan, tools and teaching, you can be confident you're always doing the right thing with your money. Ramsey+ gives you all that-the plan, the tools and teaching-in one all-access membership. Sign up for a free trial of Ramsey+ today! https://bit.ly/2ZftJuE Christy's Business Budgeting BasicsDo you have a small business or side hustle? Get a quick-start budget that you can use when you need to record a new monthly budget for your business. This way you'll have a clear picture of where your money is going each month! Download my free Business Budgeting Basics! https://bit.ly/301chsW     We're continuing to talk through the outer layer of the Core of Confidence: Valuing Your Resources. And as you know, our resources include time, money and even energy. We're going to do a deep dive into the topic of managing our money in ways that bring glory to God. We're also going to dig into current events and highlight some good news that came out of this pandemic. Finally, we'll spend some time journaling on what this looks like for you. Let's go!   Not Living the Life You Want? Change This Habit. Y'all, I've made some massive mistakes with money. Growing up, I never really heard the word no very often. But that led to some problems when I got older. I didn't understand that you had to make choices with your money, live within your means, use a budget, and save for things you really want. For years, I chose to live a life of barely getting by and putting most of my paychecks toward debt and payments. I called my mom often, asking her to put money in my bank account because I couldn't make it to my next payday. But one day when I was around 24 years old, I had to call my mom again to ask her to put money in my bank account. I was so fed up. I knew I couldn't live like this. I knew that I wanted nothing more in my life than the dignity of paying for my own lifestyle, my own expenses and my own bills. That day, something in me changed. I decided I was going to work really, really hard to get out of debt. So, I tackled it like you tackle anything-one tiny step at a time. And exactly one week before I got engaged to my husband, Matt, I became debt-free. I made that final payment. I won't ever forget how it felt to feel that freedom. I won't ever forget how it felt to know that when I got paid on Friday, I was going to actually get to keep my money. I won't forget how it felt to go into my engagement completely debt-free. But I also will never forget the shame and the fear that haunted me every single payday. We've all bought into this lie that this is just how it is. But I want to tell you that there's a different way to live life. You don't have to struggle with your money forever. You don't have to barely get by. You don't have to feel fear when you check the mailbox. But in order for that to happen, you have to decide that you're going to do something different. You have to have that moment that I had and say, Never again. I'm not going to live like this anymore. I'm not going to depend on credit cards. I'm not going to be sinking in debt up to my eyeballs. Never again. Today, you have to think long term, not short term. Make the decision to change your life. When you do, you won't just change your life-you'll change your entire family tree. I know you can do it, and I can't wait to watch you win.   Most Americans Are Now Doing This. Are You? In America, people are stockpiling their cash and savings rates are going up. I think we can all come to the conclusion that this is happening because of the pandemic and the current state of the economy. This is a really important...